28475 W Depot Master Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 28475 W Depot Master Dr, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,590 sqft · built 2005
Lot Size0.417 acres (18,175 sqft)
Owner2 Individual Names on Record
Last Sale$382,000 (May 2009)
Tax Bill$8,656 (2026)
Deeds & MortgagesAug 2026 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN248-570-010-000

Property Details

APN / Parcel Number

Primary APN248-570-010-000
Alternative APN
  • 248-570-01

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,590 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area18,175 sqft (0.417 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-570-01
Street Address28475 S DEPOT MASTER DR
CityTRACY
StateCA
Zip95304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRVL
Legal DescriptionLOT 1
Legal SubdivisionCARBONA STATION
Legal Block1
Legal Lot Number1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1004
Census Tract5502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28475 W DEPOT MASTER DR, TRACY, CA 95304-8163
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Gift Deed, Transfer · Conventional Mortgage
BANK NATIONAL ASSOCIATION
Feb 23, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2009 · Amount on Record
Deed SaleMay 13, 2009 · Amount on Record
Prior SaleNov 20, 2007 · Amount on Record
Deed Document Number200972024
Last Transfer DateAug 22, 2026
Transfer Doc0000078220
Record UpdatedOct 29, 2026

August 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 27, 2026
Property Address28475 W DEPOT MASTER DR, TRACY, CA 95304-8163
Document Number0000078220
Instrument DateAug 22, 2026
Instrument202678220
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyTITLE ESCROW, SILK TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28475 W DEPOT MASTER DR, TRACY, CA 95304-8163

Mortgage

Document Number0000078221,
DateAug 27, 2026
Instrument202678221
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28475 W DEPOT MASTER DR, TRACY, CA 95304-8163
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address28475 W DEPOT MASTER DR, TRACY, CA 95304-8163

Mortgage

Document Number0000023917
DateFeb 23, 2022
Instrument2022-023917
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,656.00 (+1.37%)
2025$8,539.00 (+5.51%)$491,900 (+4.04%) Land $122,329 Building $369,571
2023$8,093.00 (+3.19%) Homeowner's exemption$472,801 Land $117,580 Building $355,221$1,022,310
2022$7,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIROAKS PWS #44
serves 1,172 people · EPA ID CA3901348
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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