28475 Cerveza Ct, Escondido, CA 92026 Property Records

San Diego County property record for 28475 Cerveza Ct, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,984 sqft · built 1995
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Trust Names on File
Last Sale	$1,399,000 (Jun 2025)
Tax Bill	$14,264 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`186-322-37-00`

Property Details

APN / Parcel Number

Primary APN	`186-322-37-00`
Alternative APN	`1863205800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,984 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	46,174 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1863205800
Street Address	28475 CERVEZA CT
City	ESCONDIDO
State	CA
Zip	92026-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM10956
Legal Subdivision	P10956
Legal Tract	10956
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	4
Census Block	4009
Census Tract	19105

Owner

28475 Cerveza Ct is held in a trust since June 2025.

Source: San Diego County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2746 FOOTHILL DR, VISTA, CA 92084-6506
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Deed, Transfer CALIFORNIA TITLE COMPANY
Oct 16, 2026	Grant Deed, Transfer · Conventional Mortgage GO BLUE INC
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 7, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 17, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Mar 7, 2023 · Amount on File
Deed Document Number	2025159611
Prior Transfer Date	Nov 21, 2014
Prior Transfer Doc	0000527885
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2026
Property Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210
Document Number	0000300488
Instrument Date	Sep 29, 2026
Instrument	2026300488
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2026
Property Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210
Document Number	0000300489
Instrument Date	Sep 24, 2026
Instrument	2026300489
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210

Mortgage

Document Number	0000300490,
Date	Oct 16, 2026
Instrument	2026300490

Lender

Name	GO BLUE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210

Mortgage

Document Number	0000026865
Date	Jan 30, 2026
Instrument	2026-0026865

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210

Mortgage

Document Number	0000081631
Date	Apr 3, 2024
Instrument	2024-0081631

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2023
Property Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210
Document Number	0000057831
Instrument Date	Feb 27, 2023
Instrument	2023-0057831
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210

Mortgage

Document Number	0000057832
Date	Mar 7, 2023
Instrument	2023-0057832

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2021
Property Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210
Document Number	0000851697
Instrument Date	Dec 8, 2021
Instrument	2021-0851697
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28475 CERVEZA CT, ESCONDIDO, CA 92026-6210

Tax Assessment & Valuation

The 2025 property tax bill for 28475 Cerveza Ct was $14,264.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,426,979 (+21.38%) Land $808,201 Building $618,778
2025	$14,264.00	$1,175,652 Land $665,856 Building $509,796
2023	$14,528.00 (+1.4%) Homeowner's exemption	$1,218,900 Land $703,800 Building $515,100
2022	$14,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28475 Cerveza Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28475 Cerveza Ct is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Orion Broadband Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, Verizon.

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