28470 Star Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 28470 Star Rd, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Aug 2011)
Tax Bill$5,517 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN1728300002

Property Details

APN / Parcel Number

Primary APN1728300002
Alternative APN
  • 65271

Exterior

Lot Area87,120 sqft (2 acres)

Location & Zoning

Account Number65271
Street Address28470 STAR RD
CityROCK FALLS
StateIL
Zip61071-9452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 240 OF E 363 SW SEC 28 TWP 20 RNG 7 23806X
Legal Range07E
Legal Township20N
Legal Section28
JurisdictionWHITESIDE IL
Township / Civil DivisionMONTMORENCY
Census Block Group2
Census Block2039
Census Tract1800

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28470 STAR RD, ROCK FALLS, IL 61071-9452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2011 · Amount on Record
Deed SaleAug 31, 2011 · Amount on Record
Deed Document Number20115515
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address28470 STAR RD, ROCK FALLS, IL 61071-9452
Document Number0000005828
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28470 STAR RD ROCK FALLS IL 610719452, ROCK FALLS, IL 61071-9452

Mortgage

Document Number0000005828
DateSep 14, 2020
Instrument5828
Lender
NameMIDLAND STATES BK
TypeBank
AddressROCK FALLS, IL 61071
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 13, 2030
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionMontmorency Township
Elementary School DistrictMontmorency Community Consolidated School District 145 (KG - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,517.00 (+29.11%)$71,842 (+32.81%) Land $9,911 Building $61,931
2024$215,526 (+32.81%) Land $29,733 Building $185,793
2022$4,273.00 Additional exemption filed$54,095 Land $7,463 Building $46,632$162,285 Land $22,389 Building $139,896

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Star Rd

Nearby Streets

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