Winchester City property record for 2847 Middle Rd, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,060 sqft · built 1982 |
| Lot Size | 0.675 acres (29,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Jun 2018) |
| Tax Bill | $3,360 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 289-05-6 |
| Primary APN | 289-05-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,403 sqft (0.675 acres) |
| Terrain | Rolling |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Balcony Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 7130 |
|---|---|
| Street Address | 2847 MIDDLE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-6402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | W S 2847 MIDDLE ROAD |
| Legal Subdivision | CLAY HILL SECTION 1 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 302 |
2847 Middle Rd is owned and occupied by an individual who bought it in June 2018.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 18, 2006 | Deed of Trust, Mortgage BENEFICIAL MORTGAGE CO OF VIRGINIA |
| Sep 21, 2005 | Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Mar 22, 2007 | Deed of Trust, Mortgage · Conventional Mortgage BNC MORTGAGE INC |
| May 10, 2013 | Deed of Trust, Mortgage SUNTRUST BANK |
| Jun 13, 2018 | Deed, Transfer · FHA Mortgage CITY LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on File |
| Deed Sale | Jun 13, 2018 · Amount on File |
| Prior Sale | Sep 12, 2012 · Amount on File |
| Deed Document Number | 20181305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0210001766 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 210001766 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060003548 |
|---|---|
| Date | Aug 18, 2006 |
| Instrument | 060003548 |
| Name | BENEFICIAL MORTGAGE CO OF VIRGINIA |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22601 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050004624 |
|---|---|
| Date | Sep 21, 2005 |
| Instrument | 050004624 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070000959 |
|---|---|
| Date | Mar 22, 2007 |
| Instrument | 070000959 |
| Name | BNC MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92623 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2037 |
| Prepayment Penalty | 36 Months |
| Rate | 7.17% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0130001278 |
|---|---|
| Date | May 10, 2013 |
| Instrument | 130001278 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jun 13, 2018 |
| Property Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Document Number | 180001305 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 180001305 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2847 MIDDLE RD, WINCHESTER, VA 22601-6402 |
| Investor | Possibly a Property Investor |
| Document Number | 180001306 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 180001306 |
| Name | CITY LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 2847 Middle Rd was $3,360.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,360.00 | $422,700 Land $75,000 Building $347,700 | |
| 2025 | $3,360.00 | $422,700 Land $75,000 Building $347,700 | |
| 2023 | $3,089.00 (+20.85%) | $372,200 Land $75,000 Building $297,200 | $372,200 Land $75,000 Building $297,200 |
| 2022 | $2,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2847 Middle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2847 Middle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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