2846 SE Garden St, Stuart, FL 34997 Property Records

Martin County property record for 2846 SE Garden St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,796 sqft · built 1970
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2005)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-140-0001.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-140-0001.0-1-0000`
Alternative APNs	`37-38-41-007-140-00010-1` `34019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,231 sqft
1st Floor Area	1,796 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Porch	Enclosed Concrete/Masonry Porch
Porch Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34019
Street Address	2846 SE GARDEN ST
City	STUART
State	FL
Zip	34997-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 1 TO 5 BLK 140
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	140
Legal Lot Number	1-5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1035
Census Tract	1301

Owner

2846 SE Garden St is owned and occupied by two individuals who acquired it in June 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2846 SE GARDEN ST, STUART, FL 34997-5225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2005 · Amount on File
Deed Sale	Jun 7, 2005 · Amount on File
Prior Sale	Oct 2, 2001 · Amount on File
Deed Document Number	20051845177
Deed Book / Page	2021 / 2462
Last Transfer Date	Jun 22, 2026
Transfer Doc	0003192370
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 23, 2026
Property Address	2846 SE GARDEN ST, STUART, FL 34997-5225
Document Number	0003192370
Book / Page	3574 / 2786
Instrument Date	Jun 22, 2026
Instrument	20263192370
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 SE GARDEN ST, STUART, FL 34997-5225

Tax Assessment & Valuation

The 2025 property tax bill for 2846 SE Garden St was $4,739, up 2.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,739.00 (+2.66%)	$175,892	$342,780 Land $215,000 Building $127,780
2024	$4,616.00 (+15.54%)
2023	$3,995.00 (+10.24%)	$145,366 (+1%)	$231,500 (+18.21%) Land $125,000 Building $106,500
2022	$3,624.00	$132,151	$195,830 Land $105,450 Building $90,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2846 SE Garden St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2008)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2846 SE Garden St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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