2846 S Rock St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2846 S Rock St, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details4 ba · 1,724 sqft · built 2004
Lot Size0.083 acres (3,655 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Aug 2025)
Tax Bill$1,194 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN309-31-324

Property Details

APN / Parcel Number

Primary APN309-31-324

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,724 sqft Living Area
1st Floor Area712 sqft
2nd Floor Area1,012 sqft

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area3,655 sqft (0.083 acres)
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2846 S ROCK ST
CityGILBERT
StateAZ
Zip85295-8325
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-4
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 15 MCR 640-17
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 15
Legal Lot Number98
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2000
Census Tract815402

Owner

2846 S Rock St, a townhouse, is owned by an individual who bought it in August 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1962 E MORGAN DR, TEMPE, AZ 85284-2559
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2025 · Amount on File
Deed SaleAug 14, 2025 · Amount on File
Prior SaleApr 22, 2011
Deed Document Number20250469732
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2846 S ROCK ST, GILBERT, AZ 85295-8325
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000918157
DateDec 12, 2017
Instrument2017-0918157
Lender
NameARIZONA FCU
TypeCredit Union
AddressPHOENIX, AZ 85008
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueDec 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2846 S Rock St was $1,194.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,710$357,100 Land $71,400 Building $285,700
2025$1,194.00
2024$37,420$374,200 Land $74,800 Building $299,400
2023$1,392.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2846 S Rock St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2846 S Rock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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