2846 Robert Dr, Columbia, IL 62236 Property Records

Monroe County property record for 2846 Robert Dr, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,594 sqft · built 2005
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Dec 2025)
Tax Bill	$6,628 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-481-157-000`

Property Details

APN / Parcel Number

Primary APN	`04-05-481-157-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	688 sqft

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	318 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2846 ROBERT DR
City	COLUMBIA
State	IL
Zip	62236-2674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR5
Legal Description	LOT 157 COLUMBIA LAKES III PHASE 1
Legal Range	10W
Legal Township	01S
Legal Section	05
Legal Subdivision	COLUMBIA LAKES
Legal Lot Number	157
Jurisdiction	MONROE IL
Township / Civil Division	34
Census Block Group	2
Census Block	2005
Census Tract	600104

Owner

2846 Robert Dr is owned by two individuals who bought it in December 2025.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7932 PEMBROKE DR, SAINT LOUIS, MO 63123-1550
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION CO LLC
Sep 7, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 16, 2022	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Dec 16, 2022
Deed Document Number	2025440606
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 22, 2025
Property Address	2846 ROBERT DR, COLUMBIA, IL 62236-2674
Document Number	0000440606
Instrument Date	Dec 12, 2025
Instrument	440606
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2846 ROBERT DR, COLUMBIA, IL 62236-2674

Mortgage

Document Number	0000440607
Date	Dec 22, 2025
Instrument	440607

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	2846 ROBERT DR, COLUMBIA, IL 62236-2674
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430439
Date	Sep 7, 2023
Instrument	430439

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 16, 2022
Property Address	2846 ROBERT DR, COLUMBIA, IL 62236-2674
Document Number	0000427331
Map Reference	DOC 00261807
Instrument Date	Dec 12, 2022
Instrument	427331
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21870 CABRINI BLVD, GOLDEN, CO 80401-9486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2846 ROBERT DR, COLUMBIA, IL 62236-2674

Mortgage

Document Number	0000427332
Date	Dec 16, 2022
Instrument	427332

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.63%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	2846 ROBERT DR, COLUMBIA, IL 62236-2674
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414615
Date	Feb 1, 2021
Instrument	414615

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2846 Robert Dr was $6,628, up 14.9% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,628.00 (+14.89%) Homeowner's exemption	$119,910 (+12.13%) Land $19,090 Building $100,820	$359,730 (+12.13%) Land $57,270 Building $302,460
2024	$5,769.00 Additional exemption filed	$106,941 Land $20,161 Building $86,780	$320,823 Land $60,483 Building $260,340
2022	Additional exemption filed	$89,970 Land $15,620 Building $74,350	$269,910 Land $46,860 Building $223,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2846 Robert Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2846 Robert Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA serves 11,129 people · EPA ID IL1330050
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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