2846 Paces Ferry Rd W, Orange Park, FL 32073 Property Records

Clay County property record for 2846 Paces Ferry Rd W, Orange Park, FL 32073 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 1973
Lot Size	0.285 acres (12,458 sqft)
Owner	2 Owner Names on File
Last Sale	$170,000 (Sep 2009)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-04-26-013454-000-00`

Property Details

APN / Parcel Number

Primary APN	`42-04-26-013454-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Heated Area
Gross Area	3,135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.285 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	566 sqft
Porch	Porch
Porch Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2846 PACES FERRY RD W
City	ORANGE PARK
State	FL
Zip	32073-6547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 LAKESIDE ESTATES UNIT 5 AS REC O R 3145 PG 1686
Legal Range	26
Legal Township	04
Legal Section	42
Legal Subdivision	LAKESIDE ESTATES
Legal Block	1
Legal Lot Number	5
Legal Unit	5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2005
Census Tract	30801

Owner

Source: Clay County records · APN 42-04-26-013454-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Aug 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2009 · Amount on Record
Deed Sale	Sep 21, 2009 · Amount on Record
Prior Sale	Oct 31, 2005 · Amount on Record
Deed Document Number	2009047742
Deed Book / Page	3145 / 1686
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547

Mortgage

Document Number	0047231473
Date	May 26, 2023
Book Page	4723/1473
Instrument	2023026066

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547

Mortgage

Document Number	0045630341
Date	Jan 24, 2022
Book Page	4563/341
Instrument	2022005355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547

Mortgage

Document Number	0043890278
Date	Dec 14, 2020
Book Page	4389/278
Instrument	2020065703

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2846 PACES FERRY RD W, ORANGE PARK, FL 32073-6547
Document Number	0042211440
Instrument Date	Aug 08, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2846 PACES FERRY RD W ORANGE PARK FL 320736547, ORANGE PARK, FL 32073-6547

Mortgage

Document Number	0042211440
Date	Aug 14, 2019
Book Page	004221/001440
Instrument	43550

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (-10.74%) Homeowner's exemption	$149,176 (+5.99%)	$300,346 (+4.74%) Land $45,000 Building $255,346
2023	$1,862.00 (+10.24%) Homeowner's exemption	$140,750 (+3%)	$286,763 (+17.13%) Land $45,000 Building $241,763
2022	$1,689.00 Homeowner's exemption	$136,651	$244,815 Land $25,000 Building $219,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190308012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, rainfall accumulation, Tropical Storm Debby

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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