2846 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2846 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2019
Square Footage	2,144 sqft Heated Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$338,500 (2019)
Tax Bill	$4,719.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092531502100011200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Heated Area
Gross Area	2,940 sqft Gross Area
1st Floor	2,144 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Finished Garage
Garage Area	500 sqft Garage

Exterior Amenities

Pool Area	180 sqft Pool
Fence	Fence
Deck Area	288 sqft Deck
Porch	Open Porch
Porch Area	296 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2846 MATERA DR
City	SAINT CLOUD
State	FL
Zip	34771-9130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 120
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	SPLIT OAK ESTATES/RESERVE
Legal Tract	5021
Legal Lot Number	120
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1017
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502100011200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2846 MATERA DR, SAINT CLOUD, FL 34771-9130
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2019 · Amount on Record
Deed Sale	Dec 09, 2019 · Amount on Record
Deed Doc Number	2019159237
Deed Book / Page	5637 / 0385
Record Refreshed	Jun 08, 2026

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 09, 2019
Property Address	2846 MATERA DR, SAINT CLOUD, FL 34771-9130
Document Number	0056370385
Book / Page	5637 / 0385
Map Reference	MB 26 PG 19-22
Instrument Date	Dec 06, 2019
Instrument	2019159237
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,369.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 MATERA DR, SAINT CLOUD, FL 34771-9130

Mortgage

Document Number	0056370387
Date	Dec 09, 2019
Instrument	5637/0387

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,719.00 (+14.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$335,060 (+13.59%)	$417,400 (-0.9%) Land $90,000 Building $327,400
2023	$4,110.00 (+4.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$294,970 (+3%)	$421,200 (+16.74%) Land $90,000 Building $331,200
2022	$3,948.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$286,379	$360,800 Land $80,000 Building $280,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	About 1 in 201 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.