2846 Drifting Lilly Loop, Kissimmee, FL 34747 Property Records

Osceola County property record for 2846 Drifting Lilly Loop, Kissimmee, FL 34747

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,118 sqft · built 1994
Lot Size	0.158 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2015)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`092527445700010010`

Property Details

APN / Parcel Number

Primary APN	`092527445700010010`
Alternative APN	`2864`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,118 sqft Heated Area
Gross Area	2,822 sqft
1st Floor Area	1,468 sqft
Upper Floors Area	650 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,926 sqft (0.158 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	36 sqft
Porch	Porch
Porch Area	264 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	2864
Street Address	2846 DRIFTING LILLY LOOP
City	KISSIMMEE
State	FL
Zip	34747-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	OAK ISLAND HARBOR AT FORMOSA GARDENS PB 7 PGS 72-75 LOT 1
Legal Range	27E
Legal Township	25S
Legal Section	09
Legal Subdivision	OAK ISLAND HARBOR FG
Legal Tract	4457
Legal Block	1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1022
Census Tract	40805

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2846 DRIFTING LILLY LOOP, KISSIMMEE, FL 34747-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 3, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on Record
Deed Sale	Oct 16, 2015 · Amount on Record
Prior Sale	Mar 18, 2004 · Amount on Record
Deed Document Number	2015155323
Deed Book / Page	4858 / 0698
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2846 DRIFTING LILLY LOOP, KISSIMMEE, FL 34747-2204
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 DRIFTING LILLY LOOP, KISSIMMEE, FL 34747-2204

Mortgage

Document Number	0065110238
Date	Nov 29, 2023
Book Page	6511/238
Instrument	2023155735

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2846 DRIFTING LILLY LOOP, KISSIMMEE, FL 34747-2204
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 DRIFTING LILLY LOOP, KISSIMMEE, FL 34747-2204

Mortgage

Document Number	0061720423
Date	Mar 15, 2022
Book Page	6172/423
Instrument	2022041506

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2846 DRIFTING LILLY LOOP, KISSIMMEE, FL 34747-2204
Document Number	0053832994
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 DRIFTING LILLY LOOP KISSIMMEE FL 347472204, KISSIMMEE, FL 34747-2204

Mortgage

Document Number	0053832994
Date	Aug 14, 2018
Book Page	005383/002994
Instrument	123320

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,346.00 (+7.83%) Homeowner's exemption	$230,941 (+5.99%)	$405,100 (-1.67%) Land $94,500 Building $310,600
2023	$3,103.00 (+4.41%) Homeowner's exemption	$217,897 (+3%)	$412,000 (+35.08%) Land $78,000 Building $334,000
2022	$2,972.00 Homeowner's exemption	$211,551	$305,000 Land $47,200 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 169 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 units insured incl. 96 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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