2845 W 40th St, Chicago, IL 60632 Property Records

Cook County property record for 2845 W 40th St, Chicago, IL 60632

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 2 ba · 1,720 sqft · built 1927
Lot Size	0.072 acres (3,150 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2022)
Tax Bill	$3,457 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01-111-006`

Property Details

APN / Parcel Number

Primary APN	`19-01-111-006`
Alternative APN	`19-01-111-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,720 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2845 W 40TH ST
City	CHICAGO
State	IL
Zip	60632-1805
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	38N
Legal Section	01
Legal Subdivision	TURNER HULBERT & MORGANS
Legal Block	2
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4010
Census Tract	580501

Owner

2845 W 40th St, a residential property, is owned and occupied by two individuals who bought it in January 2022.

Source: Cook County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2845 W 40TH ST, CHICAGO, IL 60632-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Jan 24, 2022 · Amount on File
Deed Document Number	2022413503
Prior Transfer Date	Nov 1, 2004
Prior Transfer Doc	0000034072
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 24, 2022
Property Address	2845 W 40TH ST, CHICAGO, IL 60632-1805
Document Number	0002413503
Instrument Date	Dec 17, 2021
Instrument	2202413503
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2845 W 40TH ST, CHICAGO, IL 60632-1805

Mortgage

Document Number	0002413504
Date	Jan 24, 2022
Instrument	2202413504

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate	3.87%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 26, 2019
Property Address	2845 W 40TH ST, CHICAGO, IL 60632-1805
Document Number	1926908152
Instrument Date	Sep 20, 2019
Instrument	26908152
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 S EMERALD AVE CHICAGO IL 606163418, CHICAGO, IL 60616-3418

Mortgage

Document Number	1926908153
Date	Sep 26, 2019
Instrument	26908153

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,001 Land $3,938 Building $24,063	$280,010 Land $39,380 Building $240,630
2023	$3,457.00 (+3.26%)
2022	$3,348.00 (-33.4%)	$19,610 (-21.56%) Land $3,150 Building $16,460	$196,100 (-21.56%) Land $31,500 Building $164,600
2021	$5,027.00	$25,000 Land $3,150 Building $21,850	$250,000 Land $31,500 Building $218,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2845 W 40th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2845 W 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 991 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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