La Plata County property record for 2845 W 2nd Ave, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $675 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-174-18-024 |
| Primary APN | 5665-174-18-024 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,000 sqft (0.092 acres) |
|---|
| Account Number | R434012 |
|---|---|
| Street Address | 2845 W 2ND AVE |
| City | DURANGO |
| State | CO |
| Zip | 81301-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | , SUBDIVISION: BERCOVITZ RESUB LOTS 14 & 15 BLK 13 TRACT: 15A 2845 W 2ND AVE DURANGO 81301 |
| Legal Subdivision | DURANGO |
| Legal Tract | 15 |
| Legal Block | 13 |
| Legal Lot Number | 14,15 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970900 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1374, TELLURIDE, CO 81435-1374 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BENJAMIN BERCOVITZ TRUST |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF THE SAN JUANS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2845 W 2ND AVE, DURANGO, CO 81301-5924 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001213095 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 1213095 |
| Name | BENJAMIN BERCOVITZ TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2845 W 2ND AVE, DURANGO, CO 81301-5924 |
| Document Number | 0001181948 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Name | Verified Name |
|---|---|
| Address | 2845 W 2ND AVE DURANGO CO 813015924, DURANGO, CO 81301-5924 |
| Document Number | 0001181948 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 1181948 |
| Name | BANK OF THE SAN JUANS |
|---|---|
| Type | Bank |
| Address | GRAND JUNCTION, CO 81507 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2050 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,480 (-2.12%) Land $12,480 | $203,940 (-) Land $203,940 | |
| 2025 | $675.00 (+154.72%) | $12,750 (+93.18%) Land $12,750 | $203,940 (+106.92%) Land $203,940 |
| 2023 | $265.00 (-26.8%) | $6,600 (-26.01%) Land $6,600 | $98,560 (-23.23%) Land $98,560 |
| 2022 | $362.00 | $8,920 Land $8,920 | $128,380 Land $128,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2000–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.
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