2845 Via Carmen, San Jose, CA 95124 Property Records

Santa Clara County property record for 2845 Via Carmen, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1959
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Trust Names on File
Last Sale	$2,300,000 (Oct 2025)
Tax Bill	$8,155 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`414-11-059`

Property Details

APN / Parcel Number

Primary APN	`414-11-059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	1,381 sqft
1st Floor Area	1,381 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2845 VIA CARMEN
City	SAN JOSE
State	CA
Zip	95124-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2090 CAMBRIAN GATEWAY BOOK 96 PAGE 2 PAGE 5 LOT 402
Legal Subdivision	CAMBRIAN GATEWAY
Legal Tract	2090
Legal Lot Number	402
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	502701

Owner

2845 Via Carmen is owner-occupied and held in a trust since October 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer
Oct 3, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Deed Document Number	202525879108
Prior Transfer Date	Sep 26, 2025
Prior Transfer Doc	0025879107
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 16, 2026
Property Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443
Document Number	0025957334
Map Reference	MB 96 PG 2 3 4 & 5
Instrument Date	Mar 12, 2026
Instrument	25957334
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 3, 2025
Property Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443
Document Number	0025879108
Map Reference	MB 96 PG 2 3 4 & 5
Instrument Date	Sep 26, 2025
Instrument	25879108
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443

Mortgage

Document Number	0025879109
Date	Oct 3, 2025
Instrument	25879109

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2021
Property Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443
Document Number	0025171124
Map Reference	MB 96 PG 2
Instrument Date	Nov 15, 2021
Instrument	25171124
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2845 VIA CARMEN, SAN JOSE, CA 95124-1443

Tax Assessment & Valuation

The 2025 property tax bill for 2845 Via Carmen was $8,155, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,300,000 (+317.69%) Land $1,800,000 Building $500,000
2025	$8,155.00 (+1.87%) Homeowner's exemption	$550,648 Land $229,955 Building $320,693
2024	$8,005.00 (+1.1%)
2023	$7,918.00 (+1.73%) Homeowner's exemption	$529,268 Land $221,027 Building $308,241
2022	$7,783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2845 Via Carmen in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2845 Via Carmen has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet, T-Mobile.

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