2845 Thomas Ct, Orange Park, FL 32073 Property Records

Clay County property record for 2845 Thomas Ct, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,675 sqft · built 1974
Lot Size0.234 acres (10,193 sqft)
Owner2 Individual Names on Record
Tax Bill$1,263 (2025)
Deeds & MortgagesJul 2019 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN38-04-25-013787-308-00

Property Details

APN / Parcel Number

Primary APN38-04-25-013787-308-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,675 sqft Living Area
Gross Area2,146 sqft
1st Floor Area1,675 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions120 ft deep x 85 ft wide
Garage TypeAttached
Garage Area471 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area116 sqft
Patio Area168 sqft
Storage Building552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2845 THOMAS CT
CityORANGE PARK
StateFL
Zip32073-7270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 22 BLK I LAKESIDE ESTATES UNIT 9 AS REC OR 1565 PG 5052239 PG 708 & 3545 PG 1281
Legal Range25E
Legal Township04S
Legal Section38
Legal SubdivisionLAKESIDE ESTATES UNIT 9
Legal BlockI
Legal Lot Number22
Legal Unit9
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1016
Census Tract30802

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2845 THOMAS CT, ORANGE PARK, FL 32073-7270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
SHIP PROGRAM
Feb 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 7, 2013
Transfer Doc0035451281
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2845 THOMAS CT, ORANGE PARK, FL 32073-7270
Document Number0042431706
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2845 THOMAS CT ORANGE PARK FL 320737270, ORANGE PARK, FL 32073-7270

Mortgage

Document Number0042431706
DateOct 22, 2019
Book Page004243/001706
Instrument56378
Lender
NameSHIP PROGRAM
AddressPO BOX 1366, GREEN COVE SPRINGS, FL 32043-1366
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2845 THOMAS CT, ORANGE PARK, FL 32073-7270
Document Number0039490355
Book / Page003949 / 000355
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedMay 29, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2845 THOMAS CT ORANGE PARK FL 320737270, ORANGE PARK, FL 32073-7270

Mortgage

Document Number0039490355
DateMar 2, 2017
Book Page003949/000355
Instrument10709
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,263.00 (+5.34%) Homeowner's exemption$122,970 (+5.99%)$252,025 (+4.45%) Land $45,000 Building $207,025
2024$1,199.00 (-19.31%)
2023$1,486.00 (+12.24%) Homeowner's exemption$116,025 (+3%)$241,291 (+18.18%) Land $45,000 Building $196,291
2022$1,324.00 Homeowner's exemption$112,646$204,166 Land $25,000 Building $179,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims4 (2009–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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