2845 Temperance Rd, Franklin, KY 42134 Property Records

Simpson County property record for 2845 Temperance Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1995
Lot Size	5.28 acres (229,997 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2017)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057-00-00-043.04`

Property Details

APN / Parcel Number

Primary APN	`057-00-00-043.04`
Alternative APN	`10138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	229,997 sqft (5.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	315 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2845 TEMPERANCE RD
City	FRANKLIN
State	KY
Zip	42134-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2845 TEMPERANCE ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	EAST SIMPSON
Census Block Group	1
Census Block	1016
Census Tract	970100

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2845 TEMPERANCE RD, FRANKLIN, KY 42134-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO
Dec 11, 2017	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Dec 11, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	1183805
Deed Book / Page	D331 / 621
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	2845 TEMPERANCE RD, FRANKLIN, KY 42134-7004
Transaction Type	Mortgage
Record Updated	Dec 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M432/516
Date	Apr 26, 2017
Book Page	M432/516
Instrument	1180115

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Dec 11, 2017
Property Address	2845 TEMPERANCE RD, FRANKLIN, KY 42134-7004
Document Number	00D331/621
Book / Page	D331 / 621
Instrument Date	Dec 6, 2017
Instrument	1183805
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 HARDSCUFFLE CT, 703, BOWLING GREEN, KY 42103-7931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 TEMPERANCE RD, FRANKLIN, KY 42134-7004

Mortgage

Document Number	0001183806
Date	Dec 11, 2017
Instrument	1183806

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Dec 11, 2017
Property Address	2845 TEMPERANCE RD, FRANKLIN, KY 42134-7004
Document Number	D331/621
Book / Page	D331 / 621
Map Reference	DB 197 PG 583
Instrument Date	Dec 6, 2017
Instrument	1183805
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 HARDSCUFFLE CT, 703, BOWLING GREEN, KY 42103-7931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 TEMPERANCE RD, FRANKLIN, KY 42134-7004

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (-5.6%)	$200,000 (-)	$200,000 (-)
2023	$1,912.00	$200,000	$200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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