Contra Costa County property record for 2845 Saint Joseph Dr, Concord, CA 94518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,049 sqft · built 1978 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Jul 2013) |
| Tax Bill | $8,654 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-460-026-5 |
| Primary APN | 129-460-026-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,049 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 819 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2845 SAINT JOSEPH DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | T03921 L0039 B |
| Legal Subdivision | SUBDIVISION 3921 |
| Legal Tract | 03921 |
| Legal Lot Number | 39 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 337202 |
2845 Saint Joseph Dr is owned and occupied by two individuals who bought it in July 2013.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2845 SAINT JOSEPH DR, CONCORD, CA 94518-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on File |
| Deed Sale | Jul 31, 2013 · Amount on File |
| Prior Sale | Feb 4, 1994 · Amount on File |
| Deed Document Number | 2013190183 |
| Prior Transfer Date | Jun 30, 2010 |
| Prior Transfer Doc | 0000137219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2845 SAINT JOSEPH DR, CONCORD, CA 94518-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2845 SAINT JOSEPH DR, CONCORD, CA 94518-2154 |
| Document Number | 0000058143 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023-058143 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2845 SAINT JOSEPH DR, CONCORD, CA 94518-2154 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2845 SAINT JOSEPH DR, CONCORD, CA 94518-2154 |
| Document Number | 0000059728 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-059728 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 2845 Saint Joseph Dr was $8,654.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $706,454 (+2%) Land $375,109 Building $331,345 | |
| 2025 | $8,654.00 | $692,603 Land $367,754 Building $324,849 |
| 2023 | $8,280.00 (+1.31%) | $665,711 Land $353,475 Building $312,236 |
| 2022 | $8,173.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2845 Saint Joseph Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2845 Saint Joseph Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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