Albemarle County property record for 2845 Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,628 sqft · built 1988 |
| Lot Size | 5.91 acres (257,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Nov 2016) |
| Tax Bill | $17,201 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04200-00-00-040H4 |
| Primary APN | 04200-00-00-040H4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,628 sqft Finished Area |
| Basement Area | 1,654 sqft |
| Finished Basement | 1,654 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 257,788 sqft (5.91 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Area | 715 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 820 sqft |
| Deck Area | 162 sqft |
| Patio Area | 126 sqft |
| Kennel | Kennel |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2845 RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE PARCEL B-4 |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10100 |
2845 Ridge Rd is owned and occupied by an individual who bought it in November 2016.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2845 RIDGE RD, CHARLOTTESVILLE, VA 22901-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on File |
| Deed Sale | Nov 7, 2016 · Amount on File |
| Prior Sale | Dec 20, 2010 · Amount on File |
| Deed Document Number | 201612735 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2845 Ridge Rd was $17,201, up 5.3% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,201.00 (+5.32%) | $1,924,100 (+5.32%) Land $361,100 Building $1,563,000 | $1,924,100 (+5.32%) Land $361,100 Building $1,563,000 |
| 2025 | $16,332.00 | $1,826,900 Land $324,800 Building $1,502,100 | $1,826,900 Land $324,800 Building $1,502,100 |
| 2023 | $12,299.00 | $1,440,200 Land $294,600 Building $1,145,600 | $1,440,200 Land $294,600 Building $1,145,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2845 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2845 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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