Hennepin County property record for 2845 Overlook Cir, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | built 1968 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Jul 2021) |
| Tax Bill | $18,520 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-027-24-13-0050 |
| Primary APN | 29-027-24-13-0050 |
|---|
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 182,952 sqft |
| Street Address | 2845 OVERLOOK CIR |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 001 A TEAM LA IRREGULAR |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 29 |
| Legal Quarter | 13 |
| Legal Subdivision | TEAM LA |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 25805 |
2845 Overlook Cir is owned and occupied by two individuals who bought it in July 2021.
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2845 OVERLOOK CIR, MINNEAPOLIS, MN 55431-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA |
| Oct 13, 2023 | Warranty Deed, Transfer MIDLAND TITLE |
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Deed Document Number | 202110989242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2845 OVERLOOK CIR, BLOOMINGTON, MN 55431-3900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A11216517 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | A11216517 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 3, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2845 OVERLOOK CIR, BLOOMINGTON, MN 55431-3900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0A11036752 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | A11036752 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 7, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 13, 2023 |
| Property Address | 2845 OVERLOOK CIR, BLOOMINGTON, MN 55431-3900 |
| Document Number | 0A11238079 |
| Instrument Date | Oct 12, 2023 |
| Instrument | A11238079 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | MIDLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2845 OVERLOOK CIR, BLOOMINGTON, MN 55431-3900 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 14, 2021 |
| Property Address | 2845 OVERLOOK CIR, BLOOMINGTON, MN 55431-3900 |
| Document Number | 0A10989242 |
| Instrument Date | Jul 9, 2021 |
| Instrument | A10989242 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | TITLENEXUS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,042.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2845 OVERLOOK CIR, BLOOMINGTON, MN 55431-3900 |
| Investor | Possibly a Property Investor |
| Document Number | 0A10989243 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | A10989243 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 2845 Overlook Cir was $18,520.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,520.00 | $1,194,000 Land $585,700 Building $608,300 | $1,194,000 Land $585,700 Building $608,300 |
| 2023 | $12,318.00 Homeowner's exemption | ||
| 2022 | $954,900 Land $397,600 Building $557,300 | $954,900 Land $397,600 Building $557,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2845 Overlook Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2845 Overlook Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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