2845 N Lakefront Dr, Hernando, FL 34442 Property Records

Citrus County property record for 2845 N Lakefront Dr, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,344 sqft · built 2023
Lot Size	0.435 acres (18,945 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Aug 2023)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-24-0010-00070-0030`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-24-0010-00070-0030`
Alternative APNs	`2418S19E0010000700030` `1613647`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,945 sqft (0.435 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1613647
Street Address	2845 N LAKEFRONT DR
City	HERNANDO
State	FL
Zip	34442-3463
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	PARSONS PT ADD TO HERNANDO LOTS 3 & 4 BLK 7 PB 2 PG 19
Legal Range	20E
Legal Township	18S
Legal Section	19
Legal Subdivision	PARSON`S POINT ADDITION TO HER
Legal Block	7
Legal Lot Number	3,4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3010
Census Tract	450800

Owner

Source: Citrus County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 15, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC
Dec 14, 2020	Correction Deed NOT AVAILABLE
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 22, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	202347163
Deed Book / Page	3402 / 294
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0031161429
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 14, 2023
Property Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463
Document Number	0034020294
Book / Page	3402 / 294
Map Reference	MB 2 PG 19-23
Instrument Date	Jul 21, 2023
Instrument	2023047163
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5236 S RIVERVIEW CIR, HOMOSASSA, FL 34448-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463

Mortgage

Document Number	0003402296
Date	Aug 14, 2023
Instrument	3402/296

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 15, 2023
Property Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463
Document Number	0033781633
Book / Page	3378 / 1633
Map Reference	MB 2 PG 19
Instrument Date	May 9, 2023
Instrument	2023027994
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 67TH ST, YANKEETOWN, FL 34498-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5236 S RIVERVIEW CIR, HOMOSASSA, FL 34448-3628
Investor	Possibly a Property Investor

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 14, 2020
Property Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463
Document Number	0031161429
Book / Page	003116 / 001429
Instrument Date	Dec 10, 2020
Instrument	68028
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 67TH ST YANKEETOWN YANKEETOWN FL 34498, YANKEETOWN, FL 34498

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 10, 2020
Property Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463
Document Number	0030900149
Book / Page	003090 / 000149
Instrument Date	Sep 9, 2020
Instrument	47645
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 67TH ST YANKEETOWN FL 344982405, YANKEETOWN, FL 34498-2405

February 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 22, 2018
Property Address	2845 N LAKEFRONT DR, HERNANDO, FL 34442-3463
Document Number	0028820245
Book / Page	002882 / 000245
Instrument Date	Feb 22, 2018
Instrument	8539
Transaction Type	Foreclosure
Record Updated	May 9, 2018

Transaction

Amount	Amount Recorded
Tax	$18.41
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 S OLIVE ST #100 MEDIA PA 190633317, 100, MEDIA, PA 19063-3317

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (+12.07%)	$198,410 (+13.03%) Land $21,110 Building $177,300	$198,410 (+13.03%) Land $21,110 Building $177,300
2024	$2,768.00 (+1,396.22%)	$175,534 (+1,157.41%) Land $9,700 Building $165,834	$175,534 (+1,157.41%) Land $9,700 Building $165,834
2023	$185.00 (+8.82%)	$13,960 (-) Land $9,700 Building $4,260	$13,960 (-) Land $9,700 Building $4,260
2022	$170.00	$13,960 Land $9,700 Building $4,260	$13,960 Land $9,700 Building $4,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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