2845 Mount Airy Ave, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2845 Mount Airy Ave, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1955
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Dec 2024)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0010-0415-00`

Property Details

APN / Parcel Number

Primary APN	`550-0010-0415-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2845 MOUNT AIRY AVE
City	CINCINNATI
State	OH
Zip	45239-7247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT AIRY AVE 52 X 120.40 LOT 55 JOHN SCHWIERLINGS 1ST SUB BLK B
Legal Subdivision	JOHN SCHWIERLINGS 1ST SUB
Legal Block	B
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2845 MOUNT AIRY AVE, CINCINNATI, OH 45239-7247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Deed of Trust, Mortgage · Line of Credit ST JAMES PARISH CU
Dec 30, 2024	Survivorship Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	0000092891
Deed Book / Page	15322 / 1043
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2845 MOUNT AIRY AVE, CINCINNATI, OH 45239-7247
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039033
Date	Jun 10, 2024
Book Page	15184/634
Instrument	2024-0039033

Lender

Name	ST JAMES PARISH CU
Type	Credit Union
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 30, 2024
Property Address	2845 MOUNT AIRY AVE, CINCINNATI, OH 45239-7247
Document Number	0000092891
Book / Page	15322 / 1043
Map Reference	MB 68 PG 38
Instrument Date	Dec 30, 2024
Instrument	2024-0092891
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2845 MOUNT AIRY AVE, CINCINNATI, OH 45239-7247

Mortgage

Document Number	0000092892
Date	Dec 30, 2024
Instrument	2024-0092892

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 (+2.28%)	$67,890 (-) Land $9,748 Building $58,142
2024	$3,602.00 (-0.5%)	$67,890 (-) Land $9,748 Building $58,142
2023	$3,620.00 (+10.84%)	$67,890 (+35.74%) Land $9,748 Building $58,142	$193,970 (+35.74%) Land $27,850 Building $166,120
2022	$3,266.00 Homeowner's exemption	$50,015 Land $8,715 Building $41,300
2020			$142,900 Land $24,900 Building $118,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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