Saginaw County property record for 2845 McCarty Rd, Saginaw, MI 48603
| Property Type | Commercial |
|---|---|
| Details | 13,323 sqft · built 1977 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Company Name on File |
| Last Sale | $525,000 (Jun 2005) |
| Tax Bill | $12,969 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-11-2042-000 |
| Primary APN | 23-12-4-11-2042-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 13,323 sqft Total Area |
| 1st Floor Area | 6,060 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 71,003 sqft (1.63 acres) |
| Lot Dimensions | 355 ft deep x 200 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2845 MCCARTY RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-2442 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-4 |
| Legal Description | E 200 FT OF W 365 FT OF E 8 ACRES OF W 13 ACRES OF N 23 ACRES OF NW 1/4 1.77 ACRES SEC 11 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 11 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 10304 |
2845 McCarty Rd, a commercial property, is owned by a company that bought it in June 2005.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1100 N BAGLEY ST, ALPENA, MI 49707-8221 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2005 · Amount on File |
| Deed Sale | Jun 8, 2005 · Amount on File |
| Deed Book / Page | 2306 / 2173 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2845 McCarty Rd was $12,969.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,100 | $720,200 | |
| 2025 | $12,969.00 | ||
| 2023 | $310,600 | $621,200 | |
| 2022 | $11,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2845 McCarty Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2845 McCarty Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Air Advantage, AT&T, T-Mobile.
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