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2845 Madison Rd, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2845 Madison Rd, Cincinnati, OH 45209

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,931 sqft · built 1913
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Mar 2024)
Tax Bill$7,494 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jan 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-0004-0008-00

Property Details

APN / Parcel Number

Primary APN040-0004-0008-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,931 sqft Living Area
Gross Area3,236 sqft
1st Floor Area1,305 sqft
AtticAttic
Attic Area626 sqft
Basement Area1,305 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleConventional
Exterior MaterialStucco
Lot Area7,449 sqft (0.171 acres)
Lot Dimensions123 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2845 MADISON RD
CityCINCINNATI
StateOH
Zip45209-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM12
Legal Description2845 MADISON RD 50 X 123.50 IRR LOT 19 VIRGINIA R BURCH SUB
Legal SubdivisionVIRGINIA R BURCH SUB
Legal Lot Number19
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3010
Census Tract5200

Owner

Source: Hamilton County records · APN 040-0004-0008-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2845 MADISON RD, CINCINNATI, OH 45209-2210
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Jan 26, 2024Intrafamily Transfer, Transfer
Apr 20, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleNov 09, 1994
Deed Document Number202420393
Deed Book / Page15133 / 1497
Prior Transfer DateJan 26, 2024
Prior Transfer Doc0000005935
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 28, 2024
Property Address2845 MADISON RD, CINCINNATI, OH 45209-2210
Document Number0000020393
Book / Page15133 / 1497
Map ReferenceMB 22 PG 33
Instrument DateMar 22, 2024
Instrument2024-0020393
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 MADISON RD, CINCINNATI, OH 45209-2210

Mortgage

Document Number0000020394
DateMar 28, 2024
Book Page15133/1499
Instrument2024-0020394
Lender
NameUNION SAVINGS BANK
TypeBank
Address8805 GOVERNORS HILL DR, CINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate7.5%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2025
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change9.5%
Index1-Year CMT
Max Rate13.5%

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJan 26, 2024
Property Address2845 MADISON RD, CINCINNATI, OH 45209-2210
Document Number0000005935
Book / Page15090 / 1349
Map ReferenceMB 22 PG 33
Instrument DateJan 26, 2024
Instrument2024-0005935
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address417 W 11TH ST, NEWPORT, KY 41071-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 MADISON RD, CINCINNATI, OH 45209-2210

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateApr 20, 2023
Property Address2845 MADISON RD, CINCINNATI, OH 45209-2210
Document Number0000026765
Book / Page14899 / 1287
Map ReferenceMB 22 PG 33
Instrument DateApr 01, 2023
Instrument2023-0026765
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2845 MADISON RD, CINCINNATI, OH 45209-2210

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 W 11TH ST, NEWPORT, KY 41071-1509

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,494.00 (+3.01%)$121,234 (+%) Land $64,670 Building $56,564$346,380 (-) Land $184,770 Building $161,610
2024$7,275.00 (-2.13%)$121,232 (-) Land $64,669 Building $56,563
2023$7,433.00 (-13.19%)$121,232 (-3.33%) Land $64,669 Building $56,563$346,380 (-3.33%) Land $184,770 Building $161,610
2022$8,562.00 Homeowner's exemption$125,413 Land $55,402 Building $70,011
2020$358,320 Land $158,290 Building $200,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610052003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 852 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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