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2845 Longleaf Rd, Panama City, FL 32405 Property Records

Bay County property record for 2845 Longleaf Rd, Panama City, FL 32405 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,927 sqft Heated Area
Lot Size18,992 sqft (0.435 acres)
OccupancyOwner Occupied
Last Sale$465,000 (2016)
Tax Bill$4,293.00 (2025)

Property Details

APN / Parcel Number

Primary APN26904-222-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,927 sqft Heated Area
Gross Area3,708 sqft Gross Area
1st Floor2,927 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area18,992 sqft (0.435 acres)
Depth X Width152 ft x 125 ft Depth x Width
Driveway1 Driveway
Driveway Area1,200 sqft Driveway
Garage Area484 sqft Garage

Exterior Amenities

Pool Area432 sqft Pool
Patio Area429 sqft Patio
Porch1 Porch
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address2845 LONGLEAF RD
CityPANAMA CITY
StateFL
Zip32405-2044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKING'S POINT UNIT 6 LOT 23 BLK C ORB 4083 P 1528
Legal Range15W
Legal Township03S
Legal Section25
Legal SubdivisionKING'S POINT UNIT 6
Legal BlockC
Legal Lot Number23
Legal Unit6
JurisdictionBAY FL
Minor Civil DivisionPANAMA CITY
Census Blockgroup1
Census Block1015
Census Tract2500

Owner

Source: Bay County records · APN 26904-222-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2845 LONGLEAF RD, PANAMA CITY, FL 32405-2044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Jan 28, 2019Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2016 · Amount on Record
Deed SaleSep 16, 2016 · Amount on Record
Prior SaleSep 16, 2016 · Amount on Record
Deed Doc Number0038312066
Deed Book / Page3831 / 2066
Last Transfer DateJan 28, 2019
Transfer Doc0040831528
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2845 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Document Number0042711698
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 LONGLEAF RD PANAMA CITY FL 324052044, PANAMA CITY, FL 32405-2044

Mortgage

Document Number0042711698
DateJul 08, 2020
Book Page004271/001698
Instrument44326
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 07, 2035

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJan 28, 2019
Property Address2845 LONGLEAF RD, PANAMA CITY, FL 32405-2044
Document Number0040831528
Book / Page004083 / 001528
Instrument DateJan 28, 2019
Instrument10597
Transaction TypeTransfer
Record UpdatedFeb 14, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,235.50
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2845 LONGLEAF RD PANAMA CITY FL 324052044, PANAMA CITY, FL 32405-2044

Mortgage

Document Number40831530
DateJan 28, 2019
Book Page004083/001530
Instrument10598
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJan 27, 2034

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,293.00 (+4.25%) Homeowner's exemption$386,620 (+5.99%)$562,863 (+15.86%) Land $151,000 Building $411,863
2023$4,118.00 (+12.98%) Homeowner's exemption$364,781 (+4.13%)$485,809 (+23.79%) Land $129,250 Building $356,559
2022$3,645.00 Homeowner's exemption$350,325$392,448 Land $116,875 Building $275,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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