2845 Lambert Trl, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2845 Lambert Trl, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1984
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2026)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2020 Refinance + 3 more
APN	`0252006000080`

Property Details

APN / Parcel Number

Primary APN	`0252006000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	528 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2845 LAMBERT TRL
City	CHESAPEAKE
State	VA
Zip	23323-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	8 WOODLAND TRAILS
Legal Subdivision	WOODLAND TRAILS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21407

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Bargain and Sale Deed, Transfer · VA Mortgage NBKC BANK
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DOLLAR BANK FEDERAL SAVINGS BANK
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Apr 8, 2019	Warranty Deed, Transfer · VA Mortgage DOLLAR BANK FEDERAL SAVINGS BANK
Feb 13, 2019	Trustee's Deed, Foreclosure · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	202621344
Deed Book / Page	11013 / 928
Prior Transfer Date	Jan 30, 2019
Prior Transfer Doc	009987/508
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 17, 2026
Property Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Document Number	0000021344
Book / Page	11013 / 928
Instrument Date	Aug 13, 2026
Instrument	202621344
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301

Mortgage

Document Number	0000021345,
Date	Aug 17, 2026
Instrument	202621345

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010217/237
Date	Sep 11, 2020
Book Page	10217/237
Instrument	200032448

Lender

Name	DOLLAR BANK FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 1, 2022
Property Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Document Number	010586/126
Book / Page	10586 / 126
Instrument Date	Jul 18, 2022
Instrument	220024439
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301

Mortgage

Document Number	0220024440
Date	Aug 1, 2022
Instrument	220024440

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 8, 2019
Property Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Document Number	10000/1609
Book / Page	10000 / 1609
Instrument Date	Apr 5, 2019
Instrument	190007833
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301

Mortgage

Document Number	190007834
Date	Apr 8, 2019
Instrument	190007834

Lender

Name	DOLLAR BANK FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 13, 2019
Property Address	2845 LAMBERT TRL, CHESAPEAKE, VA 23323-2301
Document Number	009987/508
Book / Page	9987 / 508
Instrument Date	Jan 30, 2019
Instrument	190003412
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 GREENBRIER CIR STE 31, 31, CHESAPEAKE, VA 23320-2646
Investor	Possibly a Property Investor

Mortgage

Document Number	0190003413
Date	Feb 13, 2019
Instrument	190003413

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,000 (+11.7%) Land $135,000 Building $202,000	$337,000 (+11.7%) Land $135,000 Building $202,000
2025	$3,047.00 (+36.03%)	$301,700 (+3.39%) Land $120,000 Building $181,700	$301,700 (+3.39%) Land $120,000 Building $181,700
2023		$291,800 (+10.91%) Land $100,000 Building $191,800	$291,800 (+10.91%) Land $100,000 Building $191,800
2022		$263,100 Land $80,000 Building $183,100	$263,100 Land $80,000 Building $183,100
2019	$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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