San Diego County property record for 2845 Gate Two Pl, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 7,748 sqft · built 2008 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,425,000 (Oct 2019) |
| Tax Bill | $35,626 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-099-02-00 |
| Primary APN | 595-099-02-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Building Area | 7,748 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 34,412 sqft (0.79 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 2845 GATE TWO PL |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC5RL1 |
| Legal Description | LOT 130 TR 014403 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014403 |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13425 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Mar 11, 2022 | Intrafamily Transfer, Transfer |
| Oct 25, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Oct 25, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AXOS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Aug 15, 2012 · Amount on Record |
| Deed Document Number | 2019487088 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0000110430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Number | 0000646496 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-0646496 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2022 |
| Property Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Number | 0000110430 |
| Map Reference | MAP 14403 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-0110430 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 25, 2019 |
| Property Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Number | 0000487088 |
| Map Reference | MAP 14403 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 2019-0487088 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 25, 2019 |
| Property Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Number | 0000487089 |
| Map Reference | MAP 14403 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 2019-0487089 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 GATE TWO PL, CHULA VISTA, CA 91914-2629 |
| Document Number | 0000487090 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019-0487090 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 11.3% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,765,129 (+3.71%) Land $920,301 Building $1,844,828 | |
| 2025 | $35,626.00 (+3.98%) Homeowner's exemption | $2,666,088 (+4.59%) Land $902,256 Building $1,763,832 |
| 2023 | $34,264.00 (+3.14%) Homeowner's exemption | $2,549,106 Land $867,221 Building $1,681,885 |
| 2022 | $33,222.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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