Chesapeake City property record for 2845 Flag Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,494 sqft · built 1963 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Apr 2024) |
| Tax Bill | $3,454 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 4 more |
| APN | 0342001000250 |
| Primary APN | 0342001000250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2845 FLAG RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 25 J V TAYLOR & B GOODRICH PLAT |
| Legal Subdivision | FLAG RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21401 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 16, 2024 | Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Aug 17, 2022 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC |
| May 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC |
| Mar 1, 2017 | Warranty Deed, Transfer · FHA Mortgage OLD POINT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Aug 17, 2022 · Amount on Record |
| Deed Document Number | 20247135 |
| Deed Book / Page | 10741 / 1180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Document Number | 010926/998 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 10926/998 |
| Instrument | 250029318 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 16, 2024 |
| Property Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Document Number | 10741/1180 |
| Book / Page | 10741 / 1180 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 240007135 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Document Number | 0240007136 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 240007136 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 17, 2022 |
| Property Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Document Number | 010592/811 |
| Book / Page | 10592 / 811 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 220026273 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0220026274 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 220026274 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10148/1884 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 10148/1884 |
| Instrument | 200014567 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10370/1234 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 10370/1234 |
| Instrument | 210022074 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 1, 2017 |
| Property Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Document Number | 9760/831 |
| Book / Page | 9760 / 831 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 170005649 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 FLAG RD, CHESAPEAKE, VA 23323-2101 |
| Document Number | 170005650 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 170005650 |
| Name | OLD POINT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,454.00 (+52.83%) | $342,000 (-2.03%) Land $135,000 Building $207,000 | $342,000 (-2.03%) Land $135,000 Building $207,000 |
| 2023 | $349,100 (+31.54%) Land $110,000 Building $239,100 | $349,100 (+31.54%) Land $110,000 Building $239,100 | |
| 2022 | $265,400 Land $100,000 Building $165,400 | $265,400 Land $100,000 Building $165,400 | |
| 2019 | $2,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 26 (1999–2018) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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