2845 Ensemble Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 2845 Ensemble Ct, Charlotte, NC 28262

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 2,626 sqft · built 2020
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$379,500 (Nov 2020)
Tax Bill$4,001 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN047-153-14

Property Details

APN / Parcel Number

Primary APN047-153-14

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,626 sqft Living Area
Gross Area3,167 sqft
1st Floor Area953 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Exterior MaterialConcrete
Construction TypeFrame
Roof MaterialOther
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area541 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2845 ENSEMBLE CT
CityCHARLOTTE
StateNC
Zip28262-2047
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeUR-2(CD)
Legal DescriptionL56 M65-957
Legal SubdivisionARIA AT THE PARK
Legal Block3
Legal Lot Number56
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1007
Census Tract5533

Owner

Source: Mecklenburg County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2845 ENSEMBLE CT, CHARLOTTE, NC 28262-2047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Deed Document Number2020198667
Deed Book / Page35354 / 531
Record UpdatedSep 20, 2026

November 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 24, 2020
Property Address2845 ENSEMBLE CT, CHARLOTTE, NC 28262-2047
Document Number0000198667
Book / Page35354 / 531
Map ReferenceMB 65 PG 957&958
Instrument DateNov 23, 2020
Instrument2020198667
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2127 AYRSLEY TOWN BLVD STE 201, 2127, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 ENSEMBLE CT, CHARLOTTE, NC 28262-2047

Mortgage

Document Number0000198668
DateNov 24, 2020
Instrument2020198668
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,001.00$497,700 Land $135,000 Building $362,700$497,700 Land $135,000 Building $362,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

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