2845 Emerson Ave, Boulder, CO 80305 Property Records

Boulder County property record for 2845 Emerson Ave, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,752 sqft · built 1967
Lot Size	0.16 acres (6,966 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Nov 2009)
Tax Bill	$7,336 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1577-08-3-10-033`

Property Details

APN / Parcel Number

Primary APN	`1577-08-3-10-033`
Alternative APNs	`R0013591` `0013591`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	1,752 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,152 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,966 sqft (0.16 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013591
Street Address	2845 EMERSON AVE
City	BOULDER
State	CO
Zip	80305-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 BLK 4 TABLE MESA 2
Legal Range	70
Legal Township	1S
Legal Section	08
Legal Subdivision	TABLE MESA 2
Legal Block	4
Legal Lot Number	33
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2014
Census Tract	12509

Owner

2845 Emerson Ave is owned and occupied by an individual who bought it in November 2009.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2845 EMERSON AVE, BOULDER, CO 80305-6313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ELEVATIONS CU
Oct 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2009 · Amount on File
Deed Sale	Nov 23, 2009 · Amount on File
Prior Sale	Aug 18, 1981 · Amount on File
Deed Document Number	20093043657
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Mar 15, 2023
Property Address	2845 EMERSON AVE, BOULDER, CO 80305-6313
Document Number	0004000131
Instrument Date	Mar 3, 2023
Instrument	4000131
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 EMERSON AVE, BOULDER, CO 80305-6313

Mortgage

Document Number	0004000132
Date	Mar 15, 2023
Instrument	4000132

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

Mortgage

Document Number	0004000133
Date	Mar 15, 2023
Instrument	4000133

Lender

Name	THE REGENTS OF THE UNIVERSITY OF COLORAO
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2845 EMERSON AVE, BOULDER, CO 80305-6313
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 EMERSON AVE, BOULDER, CO 80305-6313

Mortgage

Document Number	0003984367
Date	Oct 10, 2022
Instrument	3984367

Lender

Name	ZB NA
Type	Bank
Address	BOULDER, CO 80304

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 16, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2845 EMERSON AVE, BOULDER, CO 80305-6313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003806047
Date	Aug 12, 2020
Instrument	3806047

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2845 EMERSON AVE, BOULDER, CO 80305-6313
Document Number	0003612051
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 EMERSON AVE BOULDER CO 803056313, BOULDER, CO 80305-6313

Mortgage

Document Number	0003612051
Date	Aug 30, 2017
Instrument	3612051

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2845 Emerson Ave was $7,336.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,030 (+2.54%) Land $53,346 Building $24,684	$1,217,500 (-) Land $854,500 Building $363,000
2025	$7,336.00	$76,094 Land $53,406 Building $22,688	$1,217,500 Land $854,500 Building $363,000
2023	$6,993.00 (+17%)	$84,668 (+31.53%) Land $61,285 Building $23,383	$1,263,700 (+36.44%) Land $914,700 Building $349,000
2022	$5,977.00	$64,371 Land $45,085 Building $19,286	$926,200 Land $648,700 Building $277,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2845 Emerson Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 Emerson Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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