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2845 Elder Ln, Franklin Park, IL 60131 Property Records

Cook County property record for 2845 Elder Ln, Franklin Park, IL 60131

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 800 sqft · built 1950
Lot Size0.121 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$124,000 (Aug 2010)
Tax Bill$6,353 (2023)
Deeds & MortgagesAug 2021 Line of Credit
Jan 2018 Mortgage
Flood ZoneZone AE (high risk)
APN12-28-228-032

Property Details

APN / Parcel Number

Primary APN12-28-228-032
Alternative APN
  • 12-28-228-032-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1951
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area5,250 sqft (0.121 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2845 ELDER LN
CityFRANKLIN PARK
StateIL
Zip60131-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(THIRD) ADD TO (FRANKLIN)(PARK) SUB SW SEC21 EX MANNH EIM & W10ACS OF PT SW LYING N RW C M & STP RR & E MANNHEIM & EX RW DEPO
Legal Range12E
Legal Township40N
Legal Section21
Legal SubdivisionTHIRD ADD TO FRANKLIN PARK
Legal Block34
Legal Lot Number31
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group1
Census Block1008
Census Tract811402

Owner

2845 Elder Ln is owned by an individual who bought it in August 2010.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2845 ELDER LN, FRANKLIN PARK, IL 60131-2506
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 19, 2018Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2010 · Amount on File
Deed SaleAug 18, 2010 · Amount on File
Deed Document Number201033193
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2845 ELDER LN, FRANKLIN PARK, IL 60131-2506
Transaction TypeMortgage
Record UpdatedMay 8, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SEVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 ELDER LN, FRANKLIN PARK, IL 60131-2506

Mortgage

Document Number0023849199
DateAug 26, 2021
Instrument2123849199
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 8, 2041
Interest
Rate3.29%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2845 ELDER LN, FRANKLIN PARK, IL 60131-2506
Document Number1802557177
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedFeb 1, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2845 ELDER LN FRANKLIN PARK IL 601312506, FRANKLIN PARK, IL 60131-2506

Mortgage

Document Number1802557177
DateJan 25, 2018
Instrument2557177
Lender
NameCITIZENS BK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 24, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityFranklin Park Village
Elementary School DistrictFranklin Park School District 84 (PK - 08)
Secondary School DistrictLeyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 Land $5,775 Building $16,225$220,000 Land $57,750 Building $162,250
2023$6,353.00 (-2.58%)
2022$6,521.00 Homeowner's exemption$24,000 Land $4,725 Building $19,275$240,000 Land $47,250 Building $192,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2845 Elder Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims80 (1979–2019)
Claims Outside the SFHA9 of 80
Most Recent ClaimOct 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 22 claims
  • Severe Storms And Flooding, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Aug 1987 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2845 Elder Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN PARK
serves 18,467 people · EPA ID IL0310960
Water SourcePurchased surface water from CHICAGO
Last State InspectionMay 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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