2845 E Swift Ave, Fresno, CA 93726 Property Records

Fresno County property record for 2845 E Swift Ave, Fresno, CA 93726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,094 sqft · built 1956
Lot Size	0.141 acres (6,161 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Sale + 8 more
Flood Zone	Zone X (moderate risk)
APN	`428-174-11`

Property Details

APN / Parcel Number

Primary APN	`428-174-11`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	6,161 sqft (0.141 acres)
Lot Dimensions	101 ft deep x 61 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	2845 E SWIFT AVE
City	FRESNO
State	CA
Zip	93726-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 460 TRACT NO 1381 HIGHLAND VILLAGE NO 4
Legal Subdivision	1381 HLND VILLAGE 4
Legal Tract	1381
Legal Lot Number	460
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3014
Census Tract	5301

Owner

2845 E Swift Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Fresno County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 7, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 22, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 29, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 28, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 27, 2017	Grant Deed, Transfer · FHA Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Apr 7, 2026 · Amount on File
Deed Document Number	202681454
Prior Transfer Date	Jul 18, 2000
Prior Transfer Doc	0000085055
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Aug 18, 2026
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Document Number	0000081454
Instrument Date	Aug 14, 2026
Instrument	202681454
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000081455,
Date	Aug 18, 2026
Instrument	202681455

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000081456,
Date	Aug 18, 2026
Instrument	202681456

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 7, 2026
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Document Number	0000034902
Instrument Date	Mar 23, 2026
Instrument	2026.34902
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$23,886.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6445 N DEL REY AVE, CLOVIS, CA 93619-9303

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	May 22, 2026
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Document Number	0000050982
Instrument Date	Sep 30, 2025
Instrument	202650982
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000050982,
Date	May 22, 2026
Instrument	202650982

Lender

Agreement

Term	112 Months
Due	Sep 30, 2035

Interest

Rate	6.5%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000090208
Date	Sep 27, 2023
Instrument	2023-0090208

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	474 Months
Due	Mar 1, 2063

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000073956
Date	Aug 11, 2023
Instrument	2023-0073956

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Mar 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000029959
Date	Mar 29, 2023
Instrument	2023-0029959

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2063

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000022014
Date	Feb 18, 2022
Instrument	2022-0022014

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Document Number	0000033094
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE FRESNO CA 937263237, FRESNO, CA 93726-3237

Mortgage

Document Number	0000033094
Date	Mar 17, 2020
Instrument	33094

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRESNO CA
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Document Number	0000040835
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE FRESNO CA 937263237, FRESNO, CA 93726-3237

Mortgage

Document Number	0000040835
Date	Apr 1, 2020
Instrument	40835

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Interest

Rate	3.5%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 27, 2017
Property Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237
Document Number	0000052068
Map Reference	MB 17 PG 32
Instrument Date	Apr 6, 2017
Instrument	2017-0052068
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E SWIFT AVE, FRESNO, CA 93726-3237

Mortgage

Document Number	0000052069
Date	Apr 27, 2017
Instrument	2017-0052069

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2845 E Swift Ave was $2,245.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$182,296 (+2%) Land $41,429 Building $140,867
2025	$2,245.00	$178,722 Land $40,617 Building $138,105
2023	$4,095.00 (+0.74%) Homeowner's exemption	$171,785 Land $39,041 Building $132,744
2022	$4,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2845 E Swift Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2845 E Swift Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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