2845 E Lake Shore Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 2845 E Lake Shore Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Tax Bill	$12,763 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-02.0-176-005`

Property Details

APN / Parcel Number

Primary APN	`29-02.0-176-005`
Alternative APN	`29020176005 (CHECK DIGIT = 2)`

Exterior

Lot Area	69,696 sqft (1.6 acres)

Location & Zoning

Account Number	29020176005
Street Address	2845 E LAKE SHORE DR
City	SPRINGFIELD
State	IL
Zip	62712-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE ELMS TR C-4 SEC 2 SPFLD LAKE LANDS
Legal Subdivision	ELMS AREA LK LANDS SEC 02 C4
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	3
Census Block	3072
Census Tract	3100

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2845 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WILLIAMSVILLE STATE BK & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2002
Deed Sale	Feb 11, 2002
Prior Sale	Aug 5, 1998
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2845 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8917
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R14394
Date	Jul 1, 2022
Instrument	2022R14394

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2845 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8917
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06009
Date	Mar 21, 2022
Instrument	2022R06009

Lender

Name	WILLIAMSVILLE STATE BK & TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,763.00 (+17.56%)	$201,198 (+26.92%) Land $119,306 Building $81,892	$603,594 (+26.92%) Land $357,918 Building $245,676
2022	$10,857.00 Homeowner's exemption	$158,525 Land $94,002 Building $64,523	$475,575 Land $282,006 Building $193,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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