2845 E Center St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2845 E Center St, Okeechobee, FL 34974 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,375 sqft Heated Area
Lot Size186,001 sqft (4.27 acres)
Garage364 sqft
OccupancyOwner Occupied
Tax Bill$2,550.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-14-37-35-0A00-00008-C000

Interior

Full Baths2 Baths
Building Area1,375 sqft Heated Area
Gross Area2,232 sqft Gross Area
Stories1 Stories
Utility Area84 sqft Utility Area
Utility RoomUtility Room
Primary FlooringCarpet Flooring
Interior StructurePlywood Interior Structure

Exterior

Year BuiltBuilt 1975
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area186,001 sqft (4.27 acres)
Garage Area364 sqft Garage
Patio Area384 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address2845 E CENTER ST
CityOKEECHOBEE
StateFL
Zip34974-3620
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEGIN AT THE SW CORNER OF THE SE 1/4 OF SE 1/4 IN SECTION 14, TOWNSHIP 37 SOUTH, RANGE 35 EAST; RUN THENCE NORTH ALONG THE WE
Legal Range35E
Legal Township37S
Legal Section14
Legal SubdivisionTHENCE RUN
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup2
Census Block2006
Census Tract910402

Owner

Source: Okeechobee County records · APN 1-14-37-35-0A00-00008-C000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2845 E CENTER ST, OKEECHOBEE, FL 34974-3620
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 13, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
May 16, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CONGRESSIONAL BANK
Aug 13, 2018Warranty Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2018
Deed SaleAug 13, 2018
Prior SaleMay 16, 2018 · Amount on Record
Deed Doc Number2018010305
Deed Book / Page0812 / 0083
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2845 E CENTER ST, OKEECHOBEE, FL 34974-3620
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyFIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 CENTER ST, OKEECHOBEE, FL 34974-3620

Mortgage

Document Number0000008775
DateSep 14, 2020
Instrument2020008775
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2845 E CENTER ST, OKEECHOBEE, FL 34974-3620
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 CENTER ST, OKEECHOBEE, FL 34974-3620

Mortgage

Document Number0000012664
DateOct 05, 2021
Instrument2021012664
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueSep 01, 2050

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address2845 E CENTER ST, OKEECHOBEE, FL 34974-3620
Document Number0000009402
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 CENTER ST OKEECHOBEE FL 349743620, OKEECHOBEE, FL 34974-3620

Mortgage

Document Number0000009402
DateOct 01, 2020
Instrument9402
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2050
Interest
Rate3.62%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 16, 2018
Property Address2845 E CENTER ST, OKEECHOBEE, FL 34974-3620
Document Number0000006455
Book / Page0807 / 1007
Instrument DateMay 11, 2018
Instrument2018006455
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20155 US HIGHWAY 98 N, 20155, OKEECHOBEE, FL 34972-3990

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 CENTER ST, OKEECHOBEE, FL 34974-3620

Mortgage

Document Number0000006456
DateMay 16, 2018
Instrument2018006456
Lender
NameCONGRESSIONAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 13, 2018
Property Address2845 E CENTER ST, OKEECHOBEE, FL 34974-3620
Document Number0008120083
Book / Page000812 / 000083
Instrument DateMay 11, 2018
Instrument10305
Transaction TypeTransfer
Record UpdatedOct 03, 2018
Title CompanyOKEE-TANTIE TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2845 CENTER ST OKEECHOBEE FL 349743620, OKEECHOBEE, FL 34974-3620

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,550.00 (-16.58%) Homeowner's exemption$226,629 (+5.99%)$237,150 (+0.31%) Land $88,860 Building $148,290
2023$3,057.00 (+6.59%) Homeowner's exemption$213,827 (+3.31%)$236,422 (+14.22%) Land $88,860 Building $147,562
2022$2,868.00 Homeowner's exemption$206,982 Land $74,050 Building $132,932$206,982 Land $74,050 Building $132,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 415 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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