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2845 E 97th St, Chicago, IL 60617 Property Records

Cook County property record for 2845 E 97th St, Chicago, IL 60617 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,110 sqft Living Area
Lot Size3,750 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2020)
Tax Bill$2,749.00 (2023)

Property Details

APN / Parcel Number

Primary APN26-07-128-050
Alternative APN
  • 26-07-128-050-0000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,110 sqft Living Area
1st Floor1,110 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1960
Architectural StyleBungalow Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area3,750 sqft (0.086 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2845 E 97TH ST
CityCHICAGO
StateIL
Zip60617-5054
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST2 1/2 FT LOT10 BLK143 PART SEC0 6 PART S07+ T37N R15E 3P
Legal Range15E
Legal Township37N
Legal Section07
Legal SubdivisionCALUMET & CHICAGO CANAL DOCK C
Legal Block143
Legal Lot Number8-10
JurisdictionCOOK IL
Minor Civil DivisionCHICAGO
Census Blockgroup2
Census Block2015
Census Tract510100

Owner

Source: Cook County records · APN 26-07-128-050

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2845 E 97TH ST, CHICAGO, IL 60617-5054
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jul 14, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED FIDELITY FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2020 · Amount on Record
Deed SaleJul 14, 2020 · Amount on Record
Deed Doc Number20207341
Prior Transfer DateNov 02, 1998
Prior Transfer Doc0000000356
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateJun 09, 2026
Property Address2845 E 97TH ST, CHICAGO, IL 60617-5054
Document Number0000023020
Instrument DateJun 01, 2026
Instrument202623020
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 E 97TH ST, CHICAGO, IL 60617-5054
InvestorPossibly a Property Investor

Mortgage

Document Number0000023020,
DateJun 09, 2026
Instrument202623020
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate11.6%
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 14, 2020
Property Address2845 E 97TH ST, CHICAGO, IL 60617-5054
Document Number2019607341
Instrument DateJun 05, 2020
Instrument19607341
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10129 S COMMERCIAL AVE CHICAGO IL 606175828, CHICAGO, IL 60617-5828

Mortgage

Document Number2019607342
DateJul 14, 2020
Instrument19607342
Lender
NameUNITED FIDELITY FNDG
TypeFunding / Finance Company
AddressKANSAS CITY, MO 64150
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,501 (+3.86%) Land $2,813 Building $10,688$135,010 (+3.86%) Land $28,130 Building $106,880
2023$2,749.00 (+2.54%)
2022$2,681.00 Homeowner's exemption Senior Citizen's exemption$12,999 Land $4,687 Building $8,312$129,990 Land $46,870 Building $83,120

Flood & Wildfire

2845 E 97th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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