2845 E 550 S, Warsaw, IN 46580 Property Records

Kosciusko County property record for 2845 E 550 S, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,358 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$98,800 (Oct 2019)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Oct 2019 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-726002-61`

Property Details

APN / Parcel Number

Primary APN	`017-726002-61`
Alternative APNs	`43-16-07-200-037.000-015` `00000053386` `1772600261`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	132 sqft
Unfinished Basement	132 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Lean-To	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000053386
Street Address	2845 E 550 S
City	WARSAW
State	IN
Zip	46580-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	17-28-1.A PT NE SE 7-31-7 2.00A
Legal Range	7
Legal Township	31
Legal Section	7
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	962600

Owner

2845 E 550 S is owned and occupied by an individual who bought it in October 2019.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2845 E 550 S, WARSAW, IN 46580-6226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 5, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2019100971
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	2019100970
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 16, 2019
Property Address	2845 E 550 S, WARSAW, IN 46580-6226
Document Number	2019100970
Instrument Date	Oct 10, 2019
Instrument	2019100970
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E 550 S, WARSAW, IN 46580-6226
Investor	Possibly a Property Investor

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 16, 2019
Property Address	2845 E 550 S, WARSAW, IN 46580-6226
Document Number	2019100971
Instrument Date	Oct 9, 2019
Instrument	2019100971
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E 550 S, WARSAW, IN 46580-6226
Investor	Possibly a Property Investor

Mortgage

Document Number	2019100972
Date	Oct 16, 2019
Instrument	2019100972

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 5, 2018
Property Address	2845 E 550 S, WARSAW, IN 46580-6226
Document Number	2018100419
Instrument Date	Oct 2, 2018
Instrument	2018100419
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2845 E 550 S, WARSAW, IN 46580-6226
Investor	Possibly a Property Investor

Mortgage

Document Number	2018100420
Date	Oct 5, 2018
Instrument	2018100420

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2845 E 550 S was $1,023 with a homeowner's exemption, down 0.2% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Monroe Township
Unified School District	Whitko Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00 (-0.2%) Homeowner's exemption	$234,800 (+10.03%) Land $29,000 Building $205,800	$234,800 (+10.03%) Land $29,000 Building $205,800
2024	$1,025.00 (-2.47%) Homeowner's exemption	$213,400 (+5.49%) Land $25,500 Building $187,900	$213,400 (+5.49%) Land $25,500 Building $187,900
2023	$1,051.00 (+23.21%)	$202,300 (+9%) Land $25,500 Building $176,800	$202,300 (+9%) Land $25,500 Building $176,800
2022	$853.00	$185,600 Land $25,500 Building $160,100	$185,600 Land $25,500 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 E 550 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 E 550 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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