2845 E 1500th St, Loraine, IL 62349 Property Records

Adams County property record for 2845 E 1500th St, Loraine, IL 62349

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$6,905 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060008400200`

Property Details

APN / Parcel Number

Primary APN	`060008400200`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	2845 E 1500TH ST
City	LORAINE
State	IL
Zip	62349-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE SEC 08 2N7W BEG 2102.58FT N SE COR W 435.6 N 500 E 435.6 S 500 PT SE SEC 8
Legal Range	07W
Legal Township	02N
Legal Section	08
Jurisdiction	ADAMS IL
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2036
Census Tract	10100

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	507 S MAIN ST, LORAINE, IL 62349-1042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO
Apr 20, 2018	Deed of Trust, Mortgage · Construction Mortgage STATE STREET BANK & TRUST CO
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2845 E 1500TH ST, LORAINE, IL 62349-3028
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R10301
Date	Oct 22, 2020
Instrument	2020R-10301

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2845 E 1500TH ST, LORAINE, IL 62349-3028
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03022
Date	Apr 20, 2018
Instrument	2018R-03022

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2845 E 1500TH ST, LORAINE, IL 62349-3028
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R07788
Date	Nov 11, 2019
Instrument	2019R-07788

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Keene Township
Unified School District	Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,000 (+22.02%) Land $11,570 Building $96,430	$324,000 (+22.02%) Land $34,710 Building $289,290
2024	$6,905.00 (+13.1%)
2022		$88,510 Land $9,480 Building $79,030	$265,530 Land $28,440 Building $237,090
2021	$6,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams Telsystems Fiber	1,000 / 1,000
Nextlink Fixed Wireless	300 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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