2845 Cattle Trail Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2845 Cattle Trail Rd, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1986
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2021)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-02-093`

Property Details

APN / Parcel Number

Primary APN	`206-02-093`

Interior

Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	135,036 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2845 CATTLE TRAIL RD
City	OVERGAARD
State	AZ
Zip	85933-5059
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-10
Legal Description	SECTION 30,TT12N,R17E: BEG S4 COR;TH N0DG1752 W 316TPOB; TH N0D G1752 W 316;TH S89DG5739 W 428; TH S0DG1752 E 316;TH N89DG5 739 E 428TPOB 1986 PALM HARBOR 26X56 VIN# AS14155X& U 797/697
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Lot Number	8
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2031
Census Tract	964201

Owner

Source: Navajo County records · APN 206-02-093

Assessment roll updated June 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 325, OVERGAARD, AZ 85933-0325
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2021 · Amount on Record
Deed Sale	May 07, 2021 · Amount on Record
Prior Sale	Sep 11, 2008 · Amount on Record
Deed Document Number	202110197
Prior Transfer Date	Aug 17, 2011
Prior Transfer Doc	0000013247
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 07, 2021
Property Address	2845 CATTLE TRAIL RD, OVERGAARD, AZ 85933-5059
Document Number	0000010197
Instrument Date	May 07, 2021
Instrument	2021-10197
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 325, OVERGAARD, AZ 85933-0325

Mortgage

Document Number	0000010198
Date	May 07, 2021
Instrument	2021-10198

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$216,202 (-19.52%) Land $102,523 Building $113,679
2025	$1,310.00 (+4.47%)	$26,865 Land $11,001 Building $15,864	$268,649 Land $110,014 Building $158,635
2023	$1,254.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Very High above 91% of the US · above 86% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Cable One, Conexon Connect, Verizon.

Based on FCC filings for 259 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.