Florence County property record for 2845 Cato Rd, Florence, SC 29505
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 778 sqft · built 1998 |
| Lot Size | 7.4 acres (322,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,884 (Dec 2015) |
| Tax Bill | $1,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00210-01-039 |
| Primary APN | 00210-01-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 778 sqft Living Area |
| 1st Floor Area | 389 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 322,344 sqft (7.4 acres) |
| Patio Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 2845 CATO RD |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-8422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | CATO RD TRK 3 & 4 |
| Legal Tract | 3 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1601 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2845 CATO RD, FLORENCE, SC 29505-8422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on Record |
| Deed Sale | Dec 21, 2015 · Amount on Record |
| Deed Book / Page | 608 / 1305 |
| Record Updated | Sep 20, 2026 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,020.00 (-0.49%) | $3,639 (-99.88%) Land $1,516 Building $2,123 | $90,997 (-98.78%) Land $37,900 Building $53,097 |
| 2023 | $1,025.00 (+17.41%) Additional exemption filed | $2,976,168 (+99,905.65%) Land $1,516,000 Building $1,460,168 | $7,440,422 (+9,900.03%) Land $3,790,000 Building $3,650,422 |
| 2022 | $873.00 Additional exemption filed | $2,976 Land $1,516 Building $1,460 | $74,404 Land $37,900 Building $36,504 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2013–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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