2845 Brian Ln, Montgomery, IL 60538 Property Records

Kendall County property record for 2845 Brian Ln, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 2005
Lot Size	0.165 acres (7,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2017)
Tax Bill	$7,925 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-129-029`

Property Details

APN / Parcel Number

Primary APN	`02-02-129-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,960 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,194 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2845 BRIAN LN
City	MONTGOMERY
State	IL
Zip	60538-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 259 LAKEWOOD CREEK WEST UNIT 2 VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK WEST UNIT 2
Legal Lot Number	259
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3013
Census Tract	890404

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2845 BRIAN LN, MONTGOMERY, IL 60538-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 3, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Aug 15, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Document Number	201713019
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2845 BRIAN LN, MONTGOMERY, IL 60538-5101
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 BRIAN LN, MONTGMRY, IL 60538-5101

Mortgage

Document Number	0000006245
Date	Jun 9, 2023
Instrument	202300006245

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2845 BRIAN LN, MONTGOMERY, IL 60538-5101
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 BRIAN LN, MONTGMRY, IL 60538-5101

Mortgage

Document Number	0000006888
Date	Apr 18, 2022
Instrument	202200006888

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2049

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	2845 BRIAN LN, MONTGOMERY, IL 60538-5101
Document Number	0000015964
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2845 BRIAN LN MONTGOMERY IL 605385101, MONTGOMERY, IL 60538-5101

Mortgage

Document Number	0000015964
Date	Oct 23, 2019
Instrument	15964

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 15, 2017
Property Address	2845 BRIAN LN, MONTGOMERY, IL 60538-5101
Document Number	0000013019
Instrument Date	Aug 8, 2017
Instrument	13019
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2845 BRIAN LN MONTGOMERY IL 605385101, MONTGOMERY, IL 60538-5101

Mortgage

Document Number	13020
Date	Aug 15, 2017
Instrument	13020

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	SHAWNEE MISSION, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,821 (+34.49%) Land $14,531 Building $98,290	$338,463 (+34.49%) Land $43,593 Building $294,870
2024	$7,925.00
2022		$83,887 Land $10,804 Building $73,083	$251,661 Land $32,412 Building $219,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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