Sumter County property record for 2845 Bismuth Dr N, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,506 sqft · built 2016 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,980 (Oct 2016) |
| Tax Bill | $1,668 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-13-05-002 |
| Primary APN | 187-13-05-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 1,253 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20291 |
|---|---|
| Street Address | 2845 BISMUTH DR N |
| City | SUMTER |
| State | SC |
| Zip | 29150-7105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 304 PB2013-117 .17 AC |
| Legal Subdivision | HUNTERS XING SUB PH III SEC 2 |
| Legal Lot Number | 304 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 202 |
2845 Bismuth Dr N is owned and occupied by two individuals who acquired it in December 2021.
Source: Sumter County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 30, 2021 | Intrafamily Transfer, Transfer |
| Jan 15, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2016 · Amount on File |
| Deed Sale | Oct 18, 2016 · Amount on File |
| Prior Sale | Jun 2, 2015 · Amount on File |
| Deed Document Number | 2016122603450 |
| Deed Book / Page | 1226 / 3450 |
| Last Transfer Date | Dec 29, 2021 |
| Transfer Doc | 0012960709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Document Number | 0013164641 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 1316/4641 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Document Number | 0013021537 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 1302/1537 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 30, 2021 |
| Property Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Document Number | 0012960709 |
| Book / Page | 1296 / 709 |
| Map Reference | MB PB2013 PG 117 |
| Instrument Date | Dec 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2845 BISMUTH DR N, SUMTER, SC 29150-7105 |
| Document Number | 0012535070 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2845 BISMUTH DR N SUMTER SC 291507105, SUMTER, SC 29150-7105 |
| Document Number | 0012535070 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 001253/005070 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 10500 KINCAID DR # 300, FISHERS, IN 46037-9764 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 2845 Bismuth Dr N was $1,668.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,668.00 | $8,630 Land $800 Building $7,830 | $215,906 Land $20,000 Building $195,906 |
| 2023 | $1,578.00 (+0.45%) | $8,560 (-) Land $800 Building $7,760 | $214,051 (-) Land $20,000 Building $194,051 |
| 2022 | $1,571.00 | $8,560 Land $800 Building $7,760 | $214,051 Land $20,000 Building $194,051 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2845 Bismuth Dr N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2845 Bismuth Dr N is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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