2845 20th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 2845 20th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,467 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Dec 2021)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`352900 54 04D19`

Property Details

APN / Parcel Number

Primary APN	`352900 54 04D19`
Alternative APNs	`412840800090786005404` `41284080009`

Interior

Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,707 sqft
1st Floor Area	1,467 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Deck Area	154 sqft

Location & Zoning

Street Address	2845 20TH AVE SE
City	NAPLES
State	FL
Zip	34117-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 87 TR 54
Legal Range	28
Legal Township	49
Legal Section	19
Legal Subdivision	GOLDEN GATE EST UNIT 87
Legal Tract	54
Legal Block	1
Legal Unit	87
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10428

Owner

2845 20th Ave SE is owned and occupied by two individuals who bought it in December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2845 20TH AVE SE, NAPLES, FL 34117-4550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Apr 14, 2003 · Amount on File
Deed Document Number	20216166327
Deed Book / Page	6048 / 2474
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 1, 2021
Property Address	2845 20TH AVE SE, NAPLES, FL 34117-4550
Document Number	0060482474
Book / Page	6048 / 2474
Map Reference	MB 5 PG 26
Instrument Date	Nov 19, 2021
Instrument	6166327
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 MCKINLEY AVE, 1219, LEHIGH ACRES, FL 33972-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 20TH AVE SE, NAPLES, FL 34117-4550

Mortgage

Document Number	60482476
Date	Dec 1, 2021
Instrument	6048/2476

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2845 20th Ave SE was $4,040 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,473 (-1.13%) Land $190,000 Building $205,473	$395,473 (-1.13%) Land $190,000 Building $205,473
2025	$4,040.00 Homeowner's exemption	$399,976 Land $190,000 Building $209,976	$399,976 Land $190,000 Building $209,976
2023	$4,143.00 (-3.13%) Homeowner's exemption	$417,274 (+13.05%) Land $187,500 Building $229,774	$417,274 (+13.05%) Land $187,500 Building $229,774
2022	$4,277.00	$369,099 Land $152,250 Building $216,849	$369,099 Land $152,250 Building $216,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 20th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 468 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 20th Ave SE is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Streamline Internet Fixed Wireless	450 / 80