28447 Chapman Rd, Scappoose, OR 97056 Property Records

Columbia County property record for 28447 Chapman Rd, Scappoose, OR 97056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1973
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2021)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`4218-C0-00700`

Property Details

APN / Parcel Number

Primary APN	`4218-C0-00700`
Alternative APNs	`108042180300070000` `4N2W18C000700` `7790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	219,107 sqft (5.03 acres)
Utility Building	1,528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	7790
Street Address	28447 CHAPMAN RD
City	SCAPPOOSE
State	OR
Zip	97056-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO:RR-5
Legal Range	2W
Legal Township	4N
Legal Section	18
Jurisdiction	COLUMBIA OR
Township / Civil Division	ST. HELENS
Census Block Group	3
Census Block	3026
Census Tract	970500

Owner

Source: Columbia County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28447 CHAPMAN RD, SCAPPOOSE, OR 97056-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 9, 2017	Deed of Trust, Mortgage · ARM CARDINAL FINANCIAL COMPANY LP
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Deed Document Number	20217388
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Jun 21, 2021
Property Address	28447 CHAPMAN RD, SCAPPOOSE, OR 97056-2005
Document Number	0000007388
Instrument Date	Jun 18, 2021
Instrument	2021-07388
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3000 SW 174TH AVE, BEAVERTON, OR 97003-4542

Mortgage

Document Number	0000007389
Date	Jun 21, 2021
Instrument	2021-07389

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	28447 CHAPMAN RD, SCAPPOOSE, OR 97056-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007321
Date	Aug 9, 2017
Instrument	2017-007321

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	28447 CHAPMAN RD, SCAPPOOSE, OR 97056-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013295
Date	Dec 18, 2020
Instrument	2020-13295

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	28447 CHAPMAN RD, SCAPPOOSE, OR 97056-2005
Document Number	0000008532
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28447 CHAPMAN RD SCAPPOOSE OR 970562005, SCAPPOOSE, OR 97056-2005

Mortgage

Document Number	0000008532
Date	Oct 9, 2018
Instrument	8532

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Unified School District	Scappoose School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,168.00 (+3.5%)	$309,018 (+6.09%) Land $97,498 Building $211,520	$623,110 (+9.35%) Land $341,720 Building $281,390
2023	$4,027.00	$291,285 Land $92,145 Building $199,140	$569,810 Land $298,930 Building $270,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2017
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

No cell data coverage reported

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