Pasco County property record for 28446 Pleasant Bay Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,482 sqft · built 2016 |
| Lot Size | 0.094 acres (4,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Jun 2020) |
| Tax Bill | $6,473 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-20-0020-00200-0040 |
| Primary APN | 19-26-20-0020-00200-0040 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| Gross Area | 3,129 sqft |
| 1st Floor Area | 1,306 sqft |
| Upper Floors Area | 1,176 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,126 sqft (0.094 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0547014 |
|---|---|
| Street Address | 28446 PLEASANT BAY LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | ARBORS AT WIREGRASS RANCH PB 72 PG 017 BLOCK 2 LOT 4 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | ARBORS AT WIREGRASS RANCH |
| Legal Tract | 20 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 32107 |
28446 Pleasant Bay Loop is owned and occupied by two individuals who bought it in June 2020.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28446 PLEASANT BAY LOOP, WESLEY CHAPEL, FL 33543-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STONGATE BANK |
| Jun 16, 2020 | Warranty Deed, Transfer · Conventional with PMI NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on File |
| Deed Sale | Jun 16, 2020 · Amount on File |
| Prior Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 2020094785 |
| Deed Book / Page | 10119 / 820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28446 PLEASANT BAY LOOP, WESLEY CHAPEL, FL 33543-6611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095221703 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 9522/1703 |
| Instrument | 2017051784 |
| Name | STONGATE BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | ISLAMORADA, FL 33036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 16, 2020 |
| Property Address | 28446 PLEASANT BAY LOOP, WESLEY CHAPEL, FL 33543-6611 |
| Document Number | 0101190820 |
| Book / Page | 010119 / 000820 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 94785 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ISLAND TITLE CORPORATION, ISLAND TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28446 PLEASANT BAY LOOP WESLEY CHAPEL FL 335436611, WESLEY CHAPEL, FL 33543-6611 |
| Document Number | 101190821 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 010119/000821 |
| Instrument | 94786 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2050 |
The 2025 property tax bill for 28446 Pleasant Bay Loop was $6,473 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,473.00 Homeowner's exemption | $279,520 Land $36,165 Building $243,355 | $457,958 Land $36,165 Building $421,793 |
| 2023 | $6,220.00 (+7.13%) Additional exemption filed | $263,740 (+3%) Land $36,165 Building $227,575 | $428,953 (+38.27%) Land $36,165 Building $392,788 |
| 2022 | $5,806.00 Homeowner's exemption | $256,060 Land $36,165 Building $219,895 | $310,223 Land $36,165 Building $274,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28446 Pleasant Bay Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28446 Pleasant Bay Loop is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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