28443 S 585 Rd, Welling, OK 74471 Property Records

Cherokee County property record for 28443 S 585 Rd, Welling, OK 74471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 2009
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Dec 2024)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-21-15N-23E-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-21-15N-23E-0-003-00`
Alternative APN	`4049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft
Attic	Attic
Attic Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Lean-To	2,880 sqft
Utility Building	2,150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4049
Street Address	28443 S 585 RD
City	WELLING
State	OK
Zip	74471-2287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T15N R23E S21 S/2 SE NE
Legal Range	23E
Legal Township	15N
Legal Section	21
Jurisdiction	CHEROKEE OK
Township / Civil Division	EAST CHEROKEE
Census Block Group	1
Census Block	1002
Census Tract	978202

Owner

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28443 S 585 RD, WELLING, OK 74471-2287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 7, 2017	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20248717
Deed Book / Page	1431 / 376
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Recording Date	Jul 13, 2026
Property Address	28443 S 585 RD, WELLING, OK 74471-2287
Document Number	0000005051
Book / Page	1486 / 1077
Instrument Date	Jun 30, 2026
Instrument	20265051
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28443 S 585 RD, WELLING, OK 74471-2287

Mortgage

Document Number	0000005051,
Date	Jul 13, 2026
Book Page	1486/1077
Instrument	20265051

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	4.99%
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Aug 7, 2017
Property Address	28443 S 585 RD, WELLING, OK 74471-2287
Document Number	01184/0005
Book / Page	1184 / 0005
Instrument Date	Jul 7, 2017
Instrument	2017-006069
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28443 S 83RD, WELLING, OK 74471

Mortgage

Document Number	2017006070
Date	Aug 7, 2017
Instrument	2017-006070

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Tenkiller Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,983 (-15.05%) Land $10,175 Building $32,808	$390,761 (-15.05%) Land $92,500 Building $298,261
2025	Homeowner's exemption	$50,600 (+99.98%) Land $10,175 Building $40,425	$460,000 (+99.98%) Land $92,500 Building $367,500
2023	Homeowner's exemption	$25,302 Land $10,175 Building $15,127	$230,019 Land $92,500 Building $137,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE CO. RWD #7 (WELLING) serves 418 people · EPA ID OK3001126
Water Source	Purchased surface water from TAHLEQUAH PWA
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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