2844 Posada Ln, Odessa, FL 33556 Property Records

Pasco County property record for 2844 Posada Ln, Odessa, FL 33556

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,147 sqft · built 2020
Lot Size	0.154 acres (6,701 sqft)
Owner	2 Individual Names on File
Last Sale	$408,500 (Jun 2020)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-26-17-0080-02000-0080`

Property Details

APN / Parcel Number

Primary APN	`25-26-17-0080-02000-0080`
Alternative APNs	`1726250080020000080` `1350015`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,147 sqft Living Area
Gross Area	3,547 sqft
1st Floor Area	1,995 sqft
Upper Floors Area	921 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,701 sqft (0.154 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	697 sqft
Porch	Florida Room
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2844 POSADA LN
City	ODESSA
State	FL
Zip	33556-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	ASTURIA PHASE 2A & 2B PB 74 PG 001 BLOCK 20 LOT 8
Legal Range	17E
Legal Township	26S
Legal Section	25
Legal Subdivision	ASTURIA
Legal Tract	80
Legal Block	20
Legal Lot Number	8
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2004
Census Tract	31602

Owner

2844 Posada Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Pasco County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2844 POSADA LN, ODESSA, FL 33556-2731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 24, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Deed Document Number	202099684
Deed Book / Page	10124 / 150
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	2844 POSADA LN, ODESSA, FL 33556-2731
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 POSADA LN, ODESSA, FL 33556-2731

Mortgage

Document Number	0113813260
Date	Mar 16, 2026
Book Page	11381/3260
Instrument	2026047345

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 24, 2020
Property Address	2844 POSADA LN, ODESSA, FL 33556-2731
Document Number	0101240150
Book / Page	10124 / 150
Map Reference	MB 74 PG 1-11
Instrument Date	Jun 19, 2020
Instrument	2020099684
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,859.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 NORTHDALE BLVD, 3903, TAMPA, FL 33624-1864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 POSADA LN, ODESSA, FL 33556-2731

Mortgage

Document Number	10124152
Date	Jun 24, 2020
Instrument	10124/152

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2844 Posada Ln was $9,960 with a homeowner's exemption, down 1.4% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,540 (+2.9%)	$625,217 (-2.11%) Land $118,683 Building $506,534
2025	$9,960.00 (-1.43%) Homeowner's exemption	$441,730 Land $118,683 Building $323,047	$638,666 Land $118,683 Building $519,983
2024	$10,104.00 (+2.45%)
2023	$9,862.00 (+11.59%) Additional exemption filed	$416,790 (+3%) Land $76,683 Building $340,107	$603,554 (+19.22%) Land $76,683 Building $526,871
2022	$8,838.00 Homeowner's exemption	$404,650 Land $64,143 Building $340,507	$506,242 Land $64,143 Building $442,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2844 Posada Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	11 (1997–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2844 Posada Ln is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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