2844 Lanergan Dr, Troy, MI 48084 Property Records

Oakland County property record for 2844 Lanergan Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2019)
Tax Bill	$5,634 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-19-151-018`

Property Details

APN / Parcel Number

Primary APN	`88-20-19-151-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	899 sqft
Unfinished Basement	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2844 LANERGAN DR
City	TROY
State	MI
Zip	48084-1085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 19 SUPERVISOR'S PLAT NO. 27 LOT 7
Legal Range	11E
Legal Township	2N
Legal Section	19
Legal Subdivision	SUPERVISORS PLAT #27
Legal Lot Number	7
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1008
Census Tract	196700

Owner

2844 Lanergan Dr is owned and occupied by two individuals who acquired it in November 2022.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2844 LANERGAN DR, TROY, MI 48084-1085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Dec 6, 2022	Intrafamily Transfer, Transfer
May 10, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
May 31, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jun 18, 2007 · Amount on File
Deed Document Number	201984648
Deed Book / Page	52881 / 414
Last Transfer Date	Nov 10, 2022
Transfer Doc	0000478589
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2844 LANERGAN DR, TROY, MI 48084-1085
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 LANERGAN DR, TROY, MI 48084-1085

Mortgage

Document Number	0000039752
Date	Feb 12, 2021
Book Page	55689/698
Instrument	39752

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 6, 2022
Property Address	2844 LANERGAN DR, TROY, MI 48084-1085
Document Number	0000478589
Book / Page	58299 / 166
Map Reference	LB 60 PG 3&3A
Instrument Date	Nov 10, 2022
Instrument	478589
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 LANERGAN DR, TROY, MI 48084-1085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 W BIG BEAVER RD STE 401, 401, TROY, MI 48084-4780

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2844 LANERGAN DR, TROY, MI 48084-1085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072993
Date	May 10, 2019
Book Page	52816/00867
Instrument	72993

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 31, 2019
Property Address	2844 LANERGAN DR, TROY, MI 48084-1085
Document Number	0000084648
Book / Page	52881 / 00414
Map Reference	LB 60 PG 3&3A
Instrument Date	May 22, 2019
Instrument	84648
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 LANERGAN DR, 2844, TROY, MI 48084-1085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 LANERGAN DR, TROY, MI 48084-1085

Tax Assessment & Valuation

The 2025 property tax bill for 2844 Lanergan Dr was $5,634 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,634.00
2023			$331,360
2022	$5,860.00	$165,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2844 Lanergan Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2844 Lanergan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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