Madison County property record for 2844 Kercher Ln, Alton, IL 62002
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 2,460 sqft · built 1991 |
| Lot Size | 60 acres (2,617,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2026) |
| Tax Bill | $14,264 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Mortgage |
| APN | 20-1-02-20-00-000-016 |
| Primary APN | 20-1-02-20-00-000-016 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,460 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,617,520 sqft (60 acres) |
| Garage Type | Attached |
| Patio Area | 780 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 528 sqft |
| Pole Barn | 1,024 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2844 KERCHER LN |
|---|---|
| City | ALTON |
| State | IL |
| Zip | 62002-7555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E3/4 N1/2 SW |
| Jurisdiction | MADISON IL |
| Township / Civil Division | FOSTER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 402801 |
2844 Kercher Ln is owned and occupied by an individual who bought it in July 2026.
Source: Madison County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2907 BOCKSTRUCK LN, ALTON, IL 62002-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer K TITLE AND ESCROW INC, TRI COUNTY TITLE & ESCROW INC |
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on File |
| Deed Sale | Jul 17, 2026 · Amount on File |
| Deed Document Number | 202620593 |
| Prior Transfer Date | Aug 4, 2009 |
| Prior Transfer Doc | 0000040430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 17, 2026 |
| Property Address | 2844 KERCHER LN, ALTON, IL 62002-7555 |
| Document Number | 0000020593 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202620593 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | K TITLE AND ESCROW INC, TRI COUNTY TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $30,300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2907 BOCKSTRUCK LN, ALTON, IL 62002-8813 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 17, 2026 |
| Property Address | 2844 KERCHER LN, ALTON, IL 62002-7555 |
| Document Number | 0000020592 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202620592 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | K K TITLE AND ESCROW, TRI COUNTY TITLE & ESCROW IN |
| Name | Verified Name |
|---|---|
| Address | 2907 BOCKSTRUCK LN, ALTON, IL 62002-8813 |
| Document Number | 0000020592, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202620592 |
| Name | CEFCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12% |
The 2025 property tax bill for 2844 Kercher Ln was $14,264 with exemptions applied, up 4.1% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Foster Township |
| Unified School District | Alton Community Unit School District 11 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,264.00 (+4.06%) | $213,300 Land $30,870 Building $182,430 | |
| 2024 | $13,707.00 | ||
| 2022 | $12,472.00 | $177,990 Land $24,700 Building $153,290 | $534,504 Land $74,174 Building $460,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2844 Kercher Ln; there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2023) |
| Most Recent Claim | Jan 2023 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2844 Kercher Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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