2844 Fruit St, Algonac, MI 48001 Property Records

St. Clair County property record for 2844 Fruit St, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,300 sqft
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0148-300`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0148-300`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	143 ft deep x 91 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2844 FRUIT ST
City	ALGONAC
State	MI
Zip	48001-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 1323 BEG N 86D 1M E 498.78' & N 3D 0M 26S W 26.94' FROM S 1/4 COR SEC 4, TH N 3D 0M 26S W 144', TH N 89D 47M 42S E 91.08', TH S 3D 0M 26S E 141.67', TH S 88D 19M 40S W 91' TO BEG SUPERVISORS ROY T GILBERTS PLAT NO 17
Legal Subdivision	SUPERVISORS ROY T GILBERT PLAT #17
Legal Lot Number	1323
Legal Unit	1323
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	646000

Owner

Source: St. Clair County records · APN 74-14-541-0148-300

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2844 FRUIT ST, ALGONAC, MI 48001-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 09, 2012
Transfer Doc	004283/089
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 28, 2026
Property Address	2844 FRUIT ST, ALGONAC, MI 48001-4810
Document Number	0000015217
Book / Page	5948 / 351
Instrument Date	Jun 30, 2026
Instrument	202615217
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2844 FRUIT ST, ALGONAC, MI 48001-4810

Mortgage

Document Number	0000015217,
Date	Jul 28, 2026
Book Page	5948/351
Instrument	202615217

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00 (-44.84%) Homeowner's exemption	$110,000 (+10.55%)
2024	$2,043.00 (+8.27%)		$220,000 (+10.55%)
2023		$99,500
2022	$1,887.00		$199,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476460003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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