28438 Cedar Bay Ln, Bigfork, MT 59911 Property Records

Lake County property record for 28438 Cedar Bay Ln, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1994
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,760 (2026)
Flood Zone	Zone X (minimal risk)
APN	`R1515476`

Property Details

APN / Parcel Number

Primary APN	`R1515476`
Alternative APNs	`15-3708-24-3-01-06-0000` `0000013061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	358 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	231 ft deep x 100 ft wide
Terrain	Rolling
View / Lot	Waterfront / Beach

Exterior Amenities

Deck Area	240 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013061
Street Address	28438 CEDAR BAY LN
City	BIGFORK
State	MT
Zip	59911-5881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYGNET RNCH SWAN LAKE W SHR TR, S24, T26 N, R19 W, LOT AMND 21, ACRES 0.54, OF AMND PLAT OF LOTS 20 & 21
Legal Range	19W
Legal Township	26N
Legal Section	24
Legal Subdivision	CYGNET RNCH SWAN LAKE W SHR TR
Legal Lot Number	20,21
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2012
Census Tract	100

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3261 TIMBERLINE DR, BILLINGS, MT 59102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,760.00 (+60.24%)	$1,533,500 (-)
2025	$6,091.00 (+56.54%)	$1,533,500 (+116.99%)	$1,533,500 (+116.99%) Land $1,030,000 Building $503,500
2023	$3,891.00	$706,700	$706,700 Land $360,000 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3