28435 Gilbert Dr, Warren, MI 48093 Property Records

Macomb County property record for 28435 Gilbert Dr, Warren, MI 48093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,481 sqft · built 1958
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2023)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-15-276-024`

Property Details

APN / Parcel Number

Primary APN	`12-13-15-276-024`
Alternative APN	`1315276024`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Basement Area	1,225 sqft
Unfinished Basement	1,183 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	117 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	28435 GILBERT DR
City	WARREN
State	MI
Zip	48093-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	EVA GARDENS SUBDIVISION LOT 19 L.41 P.4
Legal Subdivision	EVA GARDENS SUBDIVISION
Legal Lot Number	19
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3005
Census Tract	262000

Owner

28435 Gilbert Dr is owned and occupied by an individual who bought it in March 2023.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28435 GILBERT DR, WARREN, MI 48093-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Sep 11, 2001 · Amount on File
Deed Document Number	202317669
Deed Book / Page	29030 / 696
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 6, 2023
Property Address	28435 GILBERT DR, WARREN, MI 48093-2623
Document Number	2300017669
Book / Page	29030 / 696
Map Reference	LB 41 PG 4
Instrument Date	Feb 8, 2023
Instrument	202300017669
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72235 MCKAY RD, BRUCE TWP, MI 48065-3911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28435 GILBERT DR, WARREN, MI 48093-2623

Mortgage

Document Number	2300013974
Date	Feb 22, 2023
Book Page	29015/1
Instrument	202300013974

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 28435 Gilbert Dr was $6,376 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,950	$263,900
2025	$6,376.00
2023		$106,570	$213,140
2022	$2,768.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28435 Gilbert Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28435 Gilbert Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20