2843 Todd St, Oceanside, CA 92054 Property Records

San Diego County property record for 2843 Todd St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1961
Lot Size	0.223 acres (9,700 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Jun 2026)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146-194-02-00`

Property Details

APN / Parcel Number

Primary APN	`146-194-02-00`
Alternative APN	`1462420200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	9,700 sqft (0.223 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1462420200
Street Address	2843 TODD ST
City	OCEANSIDE
State	CA
Zip	92054-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 15 TR 004447
Legal Subdivision	MISSION PACIFIC
Legal Tract	004447
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2843 TODD ST, OCEANSIDE, CA 92054-3737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jan 6, 2026	Intrafamily Transfer, Transfer
Mar 26, 2025	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Apr 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Mar 26, 2025 · Amount on Record
Deed Document Number	2026156518
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0000315726
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2026
Property Address	2843 TODD ST, OCEANSIDE, CA 92054-3737
Document Number	0000156518
Instrument Date	May 28, 2026
Instrument	2026156518
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2843 TODD ST, OCEANSIDE, CA 92054-3737

Mortgage

Document Number	0000156519,
Date	Jun 1, 2026
Instrument	2026156519

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2026
Property Address	2843 TODD ST, OCEANSIDE, CA 92054-3737
Document Number	0000002732
Map Reference	MAP 444
Instrument Date	Nov 10, 2025
Instrument	2026-0002732
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1882 FOOTHILL VIEW PL, ESCONDIDO, CA 92026-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1882 FOOTHILL VIEW PL, ESCONDIDO, CA 92026-1035

March 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2025
Property Address	2843 TODD ST, OCEANSIDE, CA 92054-3737
Document Number	0000076770
Map Reference	MAP 4447
Instrument Date	Mar 25, 2025
Instrument	2025-0076770
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2843 TODD ST, OCEANSIDE, CA 92054-3737

Mortgage

Document Number	0000076771
Date	Mar 26, 2025
Instrument	2025-0076771

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2021
Property Address	2843 TODD ST, OCEANSIDE, CA 92054-3737
Document Number	0000315726
Map Reference	MAP 4447
Instrument Date	Apr 21, 2021
Instrument	2021-0315726
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2843 TODD ST, OCEANSIDE, CA 92054-3737

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,000 (+108.08%) Land $887,400 Building $81,600
2025	$5,178.00 (+5.24%)	$465,695 (+4.04%) Land $202,699 Building $262,996
2023	$4,920.00 (+1.57%) Homeowner's exemption	$447,614 Land $194,829 Building $252,785
2022	$4,844.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Todd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures